Commercial Mortgages in Canada

Canada is a country in North America with many small businesses and a thriving economy. Part of the reason enterprises is financially successful in Canada is that of tools available to them like commercial mortgages. A commercial lease is for businesses that need to develop existing, or new property, in addition to projects in residential or commercial development. This is attractive to companies because the loans typically have lower interest rates, you gain equity with each mortgage payment, and makes it easy to plan financially for other critical business issues. Should you choose to pursue a commercial mortgage in Canada, there are specific criteria you need to satisfy. Mainly your debt service coverage ratio, your credit history, and your current business situation are evaluated.

At Smarter Loans, our goal is to make it easy as possible for you to get the commercial mortgage you are looking for. Below you will find a lost of the loan providers in Canada, who are willing and able to help you. You can compare the firms by the down payment required, repayment terms, and expected timeline of repayment. When you are ready, click “Apply Now” beside the company of your choice to finish an online application. Since accessing credit history is harder for commercial loans, it may take a bit longer to determine your approval status. Once approved, you can expect the money in just a couple of days, and if you don’t have a high credit score, don’t worry, many of the companies below can still help you.

You also have the option to “Pre-Apply” with Smarter Loans, and we will connect you to the most suitable commercial mortgage lender in Canada.

We can help connect you with the top commercial mortgage and mortgage refinancing providers in Canada.

Pre-Apply For A Mortgage Now

Top Commercial Mortgages in Canada Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$50,000 - Unlimited
Varies
Varies
$50,000 - Unlimited
Varies
Varies
$50,000 - Unlimited
Varies
Varies
$10,000 - $25,000
Varies
12 - 60 months
$50,000 - $100M
Varies
Varies

Types of Commercial Mortgages in Canada offered:

  • First Mortgage
  • Residential Mortgage
  • Second Mortgage
  • Commercial Mortgage
  • Mortgage Refinancing
  • Home Equity Line of Credit
  • Fixed Rate Mortgage
  • Debt Consolidation
  • Variable Rate Mortgage
  • Cashback Mortgage
  • First Time Homebuyers
  • Construction Mortgage
  • Self Employed Mortgages
  • Bridge Financing

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