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Bad Credit Loans Ottawa

Last Updated: November 05, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: October 04, 2016

Looking for a loan in Ottawa while having a less-than-perfect credit score can be a challenge, since many major banks require a high credit score to issue approvals. But don’t worry, on Smarter Loans there are actually many institutions that offer bad credit loans, regardless of your credit rating.

Smarter Loans has an extensive list of firms with a great history who are willing to work with people most banks turn away. Our list will let you know the conditions and qualifications for each lender, and let you know how to apply for these loans quickly. Don’t let the fact that your score isn’t the best hold you back, there are tons of lenders out there that are perfect for you. Look at one of the lenders in the list below to get started, or apply directly from Smarter Loans, and we’ll help you get the loan you’re looking for.

Ottawa Datasheet

  • Average household income in Ottawa is estimated at $107,000.
  • Ottawa year of incorporation: 1855 is placed in Southeastern Ontario. The population of Ottawa is 934,000.
  • Ottawa’s primary employment industries are public administration, wholesale trade, arts, entertainment and recreation.
  • On the average each resident of Ottawa carries a burden of consumer debt of $34,100.
  • Ottawa’s employment rate: 60%.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online portal connects you with the <a href="https://smarter.loans/bad-credit-loans/" target="_blank" rel="noopen

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


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Nate CampeauNate Campeau
13:22 27 Oct 24
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Bles4lif Pro-DreBles4lif Pro-Dre
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Vincent JohnsonVincent Johnson
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Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
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Tara HartTara Hart
16:23 16 Oct 24
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A ScottA Scott
19:43 11 Oct 24
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