Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Looking for a loan in Ottawa while having a less-than-perfect credit score can be a challenge, since many major banks require a high credit score to issue approvals. But don’t worry, on Smarter Loans there are actually many institutions that offer bad credit loans, regardless of your credit rating.
Smarter Loans has an extensive list of firms with a great history who are willing to work with people most banks turn away. Our list will let you know the conditions and qualifications for each lender, and let you know how to apply for these loans quickly. Don’t let the fact that your score isn’t the best hold you back, there are tons of lenders out there that are perfect for you. Look at one of the lenders in the list below to get started, or apply directly from Smarter Loans, and we’ll help you get the loan you’re looking for.
Our online portal connects you with the <a href="https://smarter.loans/bad-credit-loans/" target="_blank" rel="noopen
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.