Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance
Apply Now Full profileBest for: People who need a very small advance and want to avoid interest entirely
Apply Now Full profile| MDG Financial | Nyble | |
|---|---|---|
| Amount range | $3,200 – $20,000 | $30 – $250 |
| Rate | 19.8 - 34.99% APR | 0% APR |
| Term | 36 months | Not published |
| Funding speed | 3 hours | 2 days |
| Minimum income | $1,500/month minimum | $1,000/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | any |
| Provinces | All provinces and territories | All provinces and territories |
