Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want revolving credit they can draw on repeatedly rather than a one-time lump sum
Apply Now Full profileBest for: Borrowers who want an open revolving line they can draw from as needed
Apply Now Full profile| Fora | LendDirect | |
|---|---|---|
| Amount range | $1,000 – $15,000 | $100 – $15,000 |
| Rate | 19.9 - 34.9% APR | 34.99% APR |
| Funding speed | 1 day | 1 hour |
| Minimum income | $2,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | fair |
| Provinces | 6 provinces | 10 provinces |
