Published line of credit terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want revolving credit they can draw on repeatedly rather than a one-time lump sum
Apply Now Full profileBest for: Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance
Apply Now Full profile| Fora | MDG Financial | |
|---|---|---|
| Amount range | $1,000 – $15,000 | $3,200 – $20,000 |
| Rate | 19.9 - 34.9% APR | 19.8 - 34.99% APR |
| Term | Not published | 36 months |
| Funding speed | 1 day | 3 hours |
| Minimum income | $2,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | fair | poor |
| Provinces | 6 provinces | All provinces and territories |
