Onlia Insurance VERIFIED PARTNER
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov · Facts checked 24 August 2026
A digital auto and home insurer operating in Ontario, with a safe-driving app that pays cashback for safe driving.

Get A Quote ↗ Opens onlia.ca. Smarter Loans is not Onlia Insurance and this link starts nothing on our side.

Our verdict

Best for
Ontario drivers who want online auto and home coverage and will use a telematics app
Not for
Anyone outside Ontario, or who does not want driving monitored

What we like

  • Fully digital quote and purchase
  • Safe-driving cashback through the app
  • Auto and home available together

Where it could improve

  • Ontario only
  • The cashback requires telematics, which not everyone wants

Products

One block per product, each with its own numbers. Never blended into a single range.

Car and Home Insurance
Insurance
Visit Site
Coverage types
Car and home
Good to know: Quotes take about three minutes online, and claims are handled by phone on 1-844-472-7905 or by email to [email protected]. Onlia is an agency rather than an insurer and does not publish which company underwrites its policies.

Onlia Insurance alternatives

PolicyAdvisor.com
A digital life insurance brokerage comparing quotes across Canadian insurers, with licensed advisors available on request.
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PolicyMe
A digital life insurance provider offering term life and critical illness cover with online underwriting and no medical exam for many applicants.
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Square One Insurance Services Inc.
A home and tenant insurance provider letting customers build coverage item by item rather than buying a bundled package.
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Alternatives link to our profiles only. Comparing is the point; we send nobody sideways.

Company details

Legal name
Onlia Insurance
Parent
Joint venture involving Achmea
Regulator
Provincial insurance regulator, Ontario
Founded
2018
Hq
Toronto, Ontario
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