PolicyAdvisor.com
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan · Facts checked 21 August 2026
A digital life insurance brokerage comparing quotes across Canadian insurers, with licensed advisors available on request.

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Our verdict

Best for
People who want to compare several insurers rather than buy direct from one
Not for
Anyone who prefers to deal directly with an insurer without a brokerage layer

What we like

  • Compares multiple insurers on the same coverage
  • Licensed advisors available without a sales visit
  • Covers term, permanent, critical illness and disability

Where it could improve

  • A brokerage rather than an insurer, so the policy is with a third party
  • Quote accuracy depends on the disclosure you give up front

Products

One block per product, each with its own numbers. Never blended into a single range.

Life Insurance Brokerage
Insurance
Visit Site
Coverage types
Term, whole, critical illness, disability and travel
Good to know: PolicyAdvisor is a licensed brokerage that compares quotes from several insurers rather than underwriting policies itself, so the issuing company depends on the product chosen. It is registered with FSRA and operates in Ontario, Alberta, British Columbia and Manitoba.

PolicyAdvisor.com alternatives

Onlia Insurance
A digital auto and home insurer operating in Ontario, with a safe-driving app that pays cashback for safe driving.
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PolicyMe
A digital life insurance provider offering term life and critical illness cover with online underwriting and no medical exam for many applicants.
Full profile ›
Square One Insurance Services Inc.
A home and tenant insurance provider letting customers build coverage item by item rather than buying a bundled package.
Full profile ›

Alternatives link to our profiles only. Comparing is the point; we send nobody sideways.

Company details

Legal name
PolicyAdvisor.com Inc.
Parent
Independent
Regulator
Licensed insurance brokerage, provincial regulators
Founded
2018
Hq
Toronto, Ontario
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