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Personal Loans Ottawa

Last Updated: November 06, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: October 04, 2016

Whether you’re going back to school, are facing unexpected expenses, or need a vacation, personal loans are a convenient way to access quick cash. This is why Smarter Loans offers the top options for personal loans in Ottawa. These loans often have competitive interest rates and a variety of payment schedules, providing much of the flexibility of a longer term instrument, but with the accessibility and speed of payday loans.

They’re also available via online applications that can be completed in just minutes, with funds that can be transferred directly into your bank account via direct deposit or e-transfer, in as little as a few hours.

When it comes to applying for personal loans, there are a huge variety of lenders to choose from. Luckily, we’ve done a lot of the legwork for you; check out our list of the best, most reputable providers of loans in Ottawa, along with their terms, in the table below, and apply directly via their link.

Or, apply with us, and we’ll connect you with the right lender for your situation.

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


What our users think...

4.5
Based on 138 reviews
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Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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