Bad Credit Personal Loans in Ottawa – Get Approved Even with Tough Credit

Nyble helps Canadians build a better & stronger financial tomorrow starting with today. With Nyble, you can establish a credit-building line of $30-$250 to build your credit history within minutes, no prior credit history required. Monitor and check your credit score and full report as you progress in your journey. Protect yourself digitally with balance and identity protection coverage and more.

Bree loans provides Canadians with the option to obtain cash advances of up to $500, offering a convenient way to prevent bank account overdraft fees. Applying for a Bree cash advance is a swift and straightforward process that can be done online in just a few minutes, and it doesn’t necessitate a credit check. Bree’s loan service comes with a 0% interest rate; however, there is a minor fee associated with instant funding.

The Bree app is managed by Bree Technologies so both these references refer to the same company.

Since 2023, MoneyUp has been helping over 5,000 Canadians take control of their finances – whether it’s spending, saving, or borrowing – quickly, affordably, and reliably.

Our easy-to-use app is packed with tools designed for everyday financial needs and those unexpected moments. With features like FastForward, users can access an instant line of credit up to $1,000, giving them the freedom to stop waiting for payday and get funds in minutes – simply, securely, and affordably.

Need an extra cushion? MoneyUp also offers an instant, affordable overdraft, ensuring you have access to emergency funds when you need them most.

easyfinancial, a division of goeasy Ltd., is one of Canada’s leading non-prime consumer lenders, providing everyday Canadians with access to responsible credit solutions when traditional banks may not be an option. Since its launch in 2006, easyfinancial has supported individuals and families in building stronger financial futures through flexible personal and home equity loans, financial education tools, and a commitment to second chances.

easyfinancial specializes in helping non-prime borrowers access unsecured personal loans ranging from $500 to $20,000 and secured home equity loans from $15,000 to $150,000. With interest rates starting as low as 9.99% and repayment terms of up to 240 months, easyfinancial offers practical lending options designed to meet diverse financial needs. Customers can get approved in minutes, receive funds in as little as 24 hours, and improve their credit with every on-time payment.

With over 2,400 dedicated team members across Canada, easyfinancial is proud to provide a path to a better tomorrow – today. From online applications to branch-level support, easyfinancial continues to grow its national footprint while empowering Canadians to rebuild their credit, reach their goals, and take control of their financial well-being.

Magical Cash is a fast, secure, and simple way to access short-term loans in Canada. Powered by Magical Credit, a trusted Canadian lender, Magical Cash helps individuals who may not qualify for traditional bank loans due to credit history or income type. The process is fully online, approvals are quick, and funds can be delivered in as little as 20 minutes.

Clients can borrow anywhere from $300 to $1,500, and there is no credit check required. The service is available to residents of Ontario, British Columbia, and select territories. Whether someone is employed, self-employed, or receiving government assistance, Magical Cash offers flexible, respectful, and transparent lending.

The focus is on privacy, accessibility, and customer satisfaction, ensuring that Canadians can manage short-term expenses with ease and confidence.

Money Mart loans are a leading provider of financial services in North America with over 500 physical locations in Canada. For 40 years they’ve been committed to providing financial solutions that meet the evolving needs of consumers and business owners.

Money Mart offers a variety of financial services such as consumer Personal Loans (Installment Loans and Cash Advance), cheque cashing, money transfers, prepaid credit cards and much more such as Money Mart line of credit

Take the stress out of borrowing. Mogo offers a range of easy-to-use products to help you rule you finances: personal loans of up to $35,000, free credit score monitoring, mortgages, identity fraud protection, and more. Our loan experience is designed to help you get out of debt faster, whether you have good or not-so-great credit. See your no obligation loan pre-approval in just 3 minutes without affecting your credit score.

Mogo is a member of the Canadian Lenders Association:

GoDay Loans issues fast online payday loans that give Canadians quick access to the cash they need.

Their process is 100% online, with no paperwork or faxing.  Simply complete an online loan application, receive an instant decision, and sign your contract online. No hidden fees. Perfect credit not required.  Funds delivered by same day deposit or Interac email money transfer.

Currently, GoDay issues online payday loans in Ontario, British Columbia, Alberta, Saskatchewan, New Brunswick, Nova Scotia, and Prince Edward Island.

My Canada Payday has been solving customer’s cash problems with payday loans since 2008.  High acceptance rates, fast approval, and funds sent instantly through Interac online e-transfer make them the ideal place to get an online payday loan in any of the six provinces they server: BC, Alberta, Manitoba, Saskatchewan, Ontario and Nova Scotia.

Since 2001, Cash 4 You has helped millions of hardworking Canadians with a variety of personalized money solutions including Installment Loans & Canadian Personal Loans with no hassle and more flexibility than banks.

We are a Canadian Consumer Finance Association recognised, fully-licensed lender serving our valued customers all across Ontario. We believe our customers deserve transparent & understandable loan terms and therefore encourage fair and fully disclosed lending practices.

Our core values drive our passion and uncompromising dedication to treat every customer with the highest level of integrity & respect. All for the sole purpose of our customers having confidence in their choice to work smartly & reliably with Cash 4 You.

What differentiates Cash 4 You is our culture and our extreme customer obsession! We stop at nothing to WOW our customers. We do whatever it takes to make them happy & successful!

Cash 4 You Customer Service Phone Number: 1-888-997-2807

Once you become a customer you can use your Cash 4 You login to access your account and manage your details without the need to contact their customer service department – however there is a customer service chat available online if required.

Fora aims for credit inclusivity. At Fora, we understand that an emergency can happen, and you may need some financial help. We are proud to offer the flexibility of a Line of Credit and serve Canadians from different parts of the country.

Breeze through your application online in just minutes and get a quick answer to see if your application was approved. If approved, you may receive your funds as soon as the same business day.

What sets Fora apart:

• Flexibility of a Line of Credit
• Application process is entirely online
• Pay interest only on what you borrow
• Fast funding

KOHO Cover offers instant cash advances with no interest, no credit checks, and no hidden fees – giving Canadians a smarter way to manage short-term cash flow. With up to $250 available instantly through the KOHO app, users can bridge the gap between paydays without stress. Repay automatically on your next direct deposit and enjoy peace of mind with a transparent, low-fee solution built for flexibility.

• Get up to $250 instantly with no interest
• No credit checks or hidden fees
• Repay automatically on your next direct deposit

iCash is a reputable Canadian lender, serving over half a million customers nationwide with short-term, same-day loans.

As a fully licensed provider in every province where they operate, iCash prides themselves on delivering high-quality services quickly and safely.

iCash Canada has offerings that are reliable, accessible, and affordable, ensuring that financial assistance is within reach for everyone.

Scroll down the page to read all the iCash reviews left by our users and gain confidence in the service that they offer.