Trusted by more than 2,000,000 Canadians since 2016

Mortgages Toronto, Ontario

Buying a home in Toronto can easily be one of the most significant purchases you’ll ever make. But a house purchase is not the only reason thousands of people use mortages in Toronto. A Mortgage loan means you are borrowing a singnificant amount of money to purchase or build a property. There are many types of mortgages that are common in Toronto, including first and second mortgages, fixed and variable rate mortgages, mortgage refinancing, residential, commercial mortgages and more. It may seem challenging to get a mortgage in Toronto, especially if you have poor credit scores. There are so many different providers and interest rates. It’s hard to make sense of it all. Comparing your mortgage options and getting yourself educated about the subject is key to making the right decision. This is where Smarter Loans comes in.

Below you will find the list of the most reputable mortgage providers in Toronto, Ontario. You can easily compare their products, rates, and even customer reviews. When you are ready to apply for a mortgage, simply click “Apply Now” next to one of the companies in the list below. You will be taken to a quick application to complete online.

You also have the option to “pre-apply” for a Toronto mortgage right here at Smarter Loans, and we will connect you with the most suitable mortgage provider for your needs.

Toronto By the Numbers

  • The employment rate in Toronto is 60%.
  • As per the most up-to-date independent research, an average Toronto inhabitant makes $54,000 per month.
  • Toronto’s average household income is $82,900.
  • Toronto’s primary hiring sectors are accommodation and food services, educational services, manufacturing.
  • Toronto year of incorporation: 1834 is placed in Southeastern Ontario. The population of Toronto stands at 2,732,000 people.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online portal is your one-stop source for locating local Mortgage providers in Toronto for all your specific financial goals.

Browse through our register of Mortgage lenders to compare the most current Mortgage rates in Toronto

Mortgages are typically used for

  • buying your first or second home
  • the right mortgage solution for your situation
  • cases with poor credit history
  • buying a home with fixed or variable interest rates
  • Canadians with good and poor credit
  • getting approved for a mortgage in Canada

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
js_loader

Why Choose Smarter Loans?
Access to Over 50 Lenders in One Place
Apply Once & Get Multiple Offers
Transparency in Rates & Terms
Save Time
and Money
100%
Free to Use
Expert Tips
and Advice