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Brampton asks for a little more. The average request on our platform is about $6,200, against about $6,000 from Toronto. Brampton sent us 384 personal loan applications in the first half of 2026. Paying off bills is the most common reason, at more than a quarter of requests, and those requests average about $4,600.
| Brampton | Toronto | |
|---|---|---|
| Average requested | $6,245 | $5,983 |
| Applications, H1 2026 | 384 | 1,245 |
| Pay off bills, share | 28.1% | 30.2% |
| Score 560 to 659, share | 39.8% | 47.1% |
| Full-time income, share | 74.0% | 66.5% |
Smarter Loans platform, personal loan applications, 1 January to 30 June 2026. Brampton cells with fewer than 100 applications are not shown.
People in work. 74% of Brampton applicants have full-time income, a higher share than Toronto. About four in ten have a fair score, between 560 and 659. The smaller credit groups fall under our reporting floor, so the table leaves them out.
Eleven of the sixteen lenders consider a score under 560, and four set no minimum. Income minimums run from $1,000 to $2,500 a month, so a full-time wage clears every one of them.
Sixteen in our network, all online. Amounts run from $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Ten lenders pay out within 24 hours, and three within the hour. Two of the sixteen accept disability or pension income.
You apply once. Our application goes to the lender most likely to approve the amount and purpose you enter, and the rest of the sixteen stay in reserve. The personal loans in Ontario page covers the province.
When you borrow a few hundred dollars for a few weeks. Ontario caps that at $14 for every $100, and you can cancel within two business days without penalty. A personal loan from the lenders above is priced as an annual rate over a longer term. Work out the dollar cost of each before you decide.
All our personal lenders are listed on the personal loans in Canada page, and Toronto has its own: personal loans in Toronto.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 8 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
Brampton applicants asked for about $6,200 on average in the first half of 2026, a little more than Toronto. Requests to pay off bills averaged about $4,600.
Sixteen lenders in our network lend in Brampton, all online, from $15 to $35,000. Ten pay out within 24 hours.
You need income of $1,000 to $2,500 a month, depending on the lender. In the first half of 2026, 74% of Brampton applicants had full-time income.
Yes. Eleven of the sixteen lenders consider scores under 560, and four of them set no minimum score at all.
Ontario caps it at $14 for every $100 borrowed. You have two business days to cancel without penalty. The lenders above offer longer loans priced as an annual rate.
