Spring Business Funding Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Vlad Sherbatov, November 3, 2026
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Three questions checked against Spring Business Funding's published criteria, per product. No application started.
Spring publishes its two main entry rules, revenue and credit, so you can check yourself before you apply.
Spring asks for at least $10,000 in monthly revenue, and your exact eligibility is confirmed when you apply.
Applications need a credit score of 600 or higher, and your credit profile also shapes the amount Spring offers.
Spring asks for six months of business bank statements with every application.
Spring lends $5,000 to $500,000. The amount you get depends on your revenue, your credit and what Spring sees in your bank statements.
Your rate is set individually from your revenue and credit profile, and you see the full repayment amount before you sign anything.
Spring generally looks for at least $10,000 in monthly revenue and a credit score of 600 or higher. Both are confirmed when you apply.
Have government issued ID, your business details, six months of business bank statements and your business banking information ready. Having them on hand speeds things up.
Most. Spring names retail, restaurants, automotive, salons, cannabis, transportation, manufacturing, SaaS, medical, dental, e-commerce and skilled trades, and says you can apply if yours is not listed.
Yes. It is Spring Financial's business lending, based in Vancouver. Alongside term loans, Spring offers business lines of credit and merchant cash advances, funded through its financing partners.
