Fin-Boost Review 2026Apply Now Check if I Qualify ↓
Written and analysed by Smarter Loans Editorial Team · Reviewed by Rafael Rositsan, October 14, 2026
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Four questions checked against Fin-Boost's published criteria, per product. No application started.
Fin-Boost lends to Alberta residents aged 18 or older with net income of $2,200 a month or more. Here is what you need, and where the line is drawn.
Government benefits and social assistance do not count toward the $2,200 monthly net income floor. Pension income does count.
Alberta does not permit rollovers or extensions with extra fees, and Fin-Boost does not offer them. A missed payment can carry an NSF fee and default interest, capped by Alberta law. Contact Fin-Boost early if a payment is at risk.
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$200 to $1,500 when you apply through Smarter Loans. Repayment is in at least three installments over 42 to 62 days, or at least two if you are paid monthly. You can cancel without penalty by the end of the second business day after you receive your agreement, and repay early at any time with no fee.
$14 per $100 borrowed, with no application fee and no other charges. On a $300 loan over 42 days, repaid in three installments of $114, the cost is $42 and the total owing is $342, which is 178.56% APR. A payday loan is high cost credit.
You need to live in Alberta, be 18 or older, and have net income of at least $2,200 a month from employment or a pension. During the application you connect your bank account so Fin-Boost can confirm the account and your paydays. Decisions look at your overall situation, not your credit score alone, so less than perfect credit is not a barrier.
No. Government benefits and social assistance do not count toward the $2,200 monthly income floor. Pension income does count. If benefits are your main income, Fin-Boost is not the right fit.
Once your agreement is signed and checked, funds are sent by Interac e-Transfer or bank transfer, and you get an email when the money lands. There is no guaranteed funding time. Applications are accepted 24 hours a day; the contact centre is open Monday to Sunday, 8:00 to 20:00.
Yes. Fin-Boost is the trading name of Loan Bridge Ltd., which holds Alberta payday loan licence 357989, valid to 31 January 2027. You can confirm it in the Service Alberta licensed business search under the business name Loan Bridge, licence type Payday Loans.
