What is Captain Cash?
Captain Cash is an alternative online, Canadian loan company that offers cash loans, payday loans, and personal loans for people from all financial backgrounds.
Is Captain Cash safe?
Yes, Captain Cash is safe. They opened in January 2015 and are now a strong team of 50 people. They have served over 50,000 customers and over $10M in funding. They’re also verified and secured by GoDaddy and have an SSL certificate on their website for privacy and safety.
What products and services does Captain Cash offer?
Captain Cash offers cash loans, online loans, payday loans, and personal loans.
What is the interest rate on a Captain Cash loan?
Captain Cash loans have around a 23% interest rate, but various factors like your credit and income may affect the specific interest rate on your loan.
How much can I borrow from Captain Cash?
If approved, you can borrow anywhere from $500 to $750 from Captain Cash.
Who's eligible for a Captain Cash loan?
In order to be eligible for a Captain Cash loan, you must be 18+ years old, Canadian, make $1200+ monthly via cheque or direct deposit by your employer, have been working for 3+ months, have a Canadian bank account, have few or zero non-sufficient funds transactions, and have a low short term debt ratio. Additionally, you'll need to provide proof of income and a screenshot of your bank account.
How fast can you receive your loan funds?
If approved, you can receive your loan funds within as fast as 1 business day directly into your bank account or by Interac e-transfer.
How does Captain Cash loan repayment work?
You can repay your Captain Cash loan by setting up either weekly, bi-weekly or monthly payments to come directly from your bank account.
How can I apply for a Captain Cash loan?
If you think you meet all the eligibility criteria and you’re ready to get started with your loan application, you just need to go to their website and fill out the online application, providing personal information like your name, email address, proof of ID, and relevant documents.
What do people use their loan funds from Captain Cash for?
Captain Cash won’t tell you how you can spend the money you borrow. But many people use short term loans for emergency expenses, monthly expenses, one-off payments, or debt repayment.
How quickly will I find out if I'm approved for a Captain Cash loan?
92% of Customers receive a loan request answer within the same day when applying during business hours