Trusted by more than 2,000,000 Canadians since 2016

Home Improvement Loans

Canada is a massive country with a lot of diversity amongst many more unique qualities. Amongst so many different cultures there are various home improvements that differ. In order to accommodate home improvements of all different kinds, there are home improvement loans in Canada that empower the communities. Here at Smarter Loans, we work with a ton of home improve loan providers that can help you acquire the right home improvement loan for your particular needs. Within days of applying, most of our applicants are able to acquire the right loan for their particular renovation purposes.

Through Smarter Loans, the online loan application process is available to you like never before. You’ll be able to access top home improvement providers from Canada all by scrolling down to the directory below. We’ve compiled the most reliable providers from Canada into a single page below where you can compare their terms, rates and offers. Once you are ready to proceed, submit an online application from the same page and you’ll be able to get approved and qualified for your desired home improvement loan. In Canada, there are all different kinds of home improvement loans which means that once you are ready, click “Apply Now” to proceed to the online application where after answering a brief set of questions, you’ll be able to qualify and get approved for your desired financing shortly after.

Alternatively, if you would prefer to pre-apply through Smarter Loans then we will gladly assign you the most suitable qualified home improvement loan provider from Canada based on our expertise.

We can help connect you with the top home improvement loan providers in Canada.

Pre-Apply For A Home Improvement Personal Loan Now

Top Home Improvement Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$500 - $35,000
9.99% - 46.96%
9 - 84 Months
$1,000 - $5,000
19.9% - 45.9%
12 - 36 months
$250 - $7,000
Varies
6 - 60 Months
$1,000 – $15,000
19.9% - 34.9%
Line of Credit
$400 - $1500
24.99%+
4 months to 12 months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$100 - $1,500
Varies
2 months
$500 - $15,000
29.99% - 47.72%
12 - 60 Months
$300 - $20,000
Varies
12 - 60 Months
$500 - $10,000
12.99% - 39.99%
9 - 36 Months
$500 - $50,000
19.99% - 39.99%
6 - 120 Months

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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Access to Over 50 Lenders in One Place
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Types of Home Improvement Loans offered:

  • Personal Loans
  • Short Term Loans
  • Debt Consolidation Loans
  • Long Term Loans
  • Credit Cards
  • Bad Credit Loans
  • Dentist Loans
  • Installment Loans
  • Prime Loans
  • Subprime Loans
  • Same Day Loans
  • Wedding Loans
  • Home Improvement Loans
  • Vacation Loans
  • Car Repair Loans
  • Emergency Loans
  • Cash Advance Loans
  • Online Loans