Trusted by more than 2,000,000 Canadians since 2016

Home Improvement Loans

If you are considering a home renovation or upgrade, you can obtain financing for this project in form of a home improvement loan. Many homeowners take advantage of this option to fund the project they have in mind. At Smarter Loans, you can get approved for a home improvement loan from Canada’s top lenders. The most common way to source funding for home improvement is through a home equity loan.

We’ve compiled the most reliable providers from Canada into a single page below where you can compare their terms, rates and offers. Simply apply online to get matched up with a suitable lender in your area.

We can help connect you with the top home improvement loan providers in Canada.

Apply for a Home Equity Loan Now

Top Home Improvement Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$50,000 - $100,000,000
Starting at 4.09%
6 months to 10 years
$50,000 and Above
As low as 4.09%
6 - 60 Months
$15,000 and Up
6% - 16%
1 - 5 Years
$10,000 and up
Varies (Home Equity Loans)
12 Months
$50,000 and up
Rates starting at 5.44%
5 years

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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Why Choose Smarter Loans?
Access to Over 50 Lenders in One Place
Apply Once & Get Multiple Offers
Transparency in Rates & Terms
Save Time
and Money
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Types of Home Improvement Loans offered:

  • Personal Loans
  • Short Term Loans
  • Debt Consolidation Loans
  • Long Term Loans
  • Bad Credit Loans
  • Installment Loans
  • Prime Loans
  • Home Improvement Loans