Published home equity loan terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want one digital application shopped across multiple lenders, with home equity available too
Apply Now Full profileBest for: Ontario and BC homeowners taking a large equity position out of their property
Apply Now Full profile| Homewise | Nuborrow | |
|---|---|---|
| Amount range | $50,000 – $10,000,000 | $20,000 – $100,000,000 |
| Rate | From 4.99% APR | From 4.99% APR |
| Term | 12 – 120 months | 12 – 60 months |
| Funding speed | 7 days | 2 days |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | poor |
| Provinces | All provinces and territories | 2 provinces |
| Homewise | Nuborrow | |
|---|---|---|
| Amount range | $50,000 – $10,000,000 | $20,000 – $100,000,000 |
| Rate | From 4.99% APR | From 4.99% APR |
| Term | 12 – 120 months | 12 – 60 months |
| Funding speed | 7 days | 2 days |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | poor |
| Provinces | All provinces and territories | 2 provinces |
