Published payday loan terms, side by side. Rates reviewed August 2026.
Best for: Borrowers who want a payday advance and a longer-term line from the same provider
Apply Now Full profileBest for: Borrowers in British Columbia, Ontario or Nova Scotia who want a fast answer with no credit check anywhere in the process
Apply Now Full profile| Cash Money | Credit Club | |
|---|---|---|
| Amount range | $100 – $1,500 | $100 – $1,500 |
| Rate | $14 per $100 borrowed | $14 per $100 borrowed |
| Term | Not published | Up to 2 months |
| Funding speed | 1 hour | 1 day |
| Minimum income | $1,000/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | any | poor |
| Provinces | 8 provinces | 3 provinces |
