Published payday loan terms, side by side. Rates reviewed August 2026.
Best for: Ontario borrowers with poor credit who want an instalment loan rather than a payday advance
Apply Now Full profileBest for: Borrowers in British Columbia, Ontario or Nova Scotia who want a fast answer with no credit check anywhere in the process
Apply Now Full profile| Cash 4 You | Credit Club | |
|---|---|---|
| Amount range | $120 – $1,500 | $100 – $1,500 |
| Rate | $14 per $100 borrowed | $14 per $100 borrowed |
| Term | Not published | Up to 2 months |
| Funding speed | 1 day | 1 day |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | any | poor |
| Provinces | 1 provinces | 3 provinces |
