Published instalment loan terms, side by side. Rates reviewed August 2026.
Best for: Ontario borrowers with poor credit who want an instalment loan rather than a payday advance
Apply Now Full profileBest for: Borrowers with poor credit and modest income who need $5,000 or less
Apply Now Full profile| Cash 4 You | Loan Away | |
|---|---|---|
| Amount range | $100 – $20,000 | $1,000 – $5,000 |
| Rate | 34.37% APR | 19.9 - 34.5% APR |
| Term | 6 – 84 months | 12 – 36 months |
| Funding speed | 1 day | 1 day |
| Minimum income | $1,500/month minimum | $1,000/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | poor |
| Provinces | 1 provinces | 6 provinces |
