Written and analysed by Smarter Loans Editorial Team
· Reviewed by Rafael Rositsan · Facts checked 21 August 2026
A business registration and legal documents platform offering incorporation, sole proprietorship registration, minute books and standard agreements.
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Opens www.ownr.co. Smarter Loans is not Ownr and this link starts nothing on our side.
Our verdict
Best for
Founders incorporating for the first time who want the minute book and registers included
Not for
Businesses with complex share structures or multiple classes, which need a lawyer
What we like
- Incorporation with the minute book and registers included, which the cheapest options omit
- Federal and provincial incorporation both available
- Standard legal documents included in the subscription
Where it could improve
- Not a substitute for a lawyer on complex structures
- Ongoing subscription for document access rather than a one-time fee
Products
One block per product, each with its own numbers. Never blended into a single range.
Cost
$199 or $698 with an RBC business account
Good to know: The $199 Online Minute Book Plan and $698 Managed Corporation Plan both include the one-time government filing fees, but those prices require opening an RBC business bank account and are $300 higher without one. Incorporation is offered federally or in Ontario, and the plans renew annually at $199 and $599.
Company details
Legal name
Ownr, an RBC Ventures company
Parent
Royal Bank of Canada
Regulator
Not a regulated financial service
Founded
2017
Hq
Toronto, Ontario
