How to Rebuild Credit in Canada
Having bad credit can feel overwhelming. It affects your ability to borrow, get a mortgage, or even rent an apartment. The good news is you can rebuild your credit in Canada with the right approach. Here’s how to take control of your financial future. Understand Your Credit Score Before you can fix your credit, you […]
Online vs In-Branch Loans in Canada
Borrowing money in Canada is simple, but choosing the right option matters. You can get loans online or in a branch. Both let you access funds, but the process, speed, and experience differ. This guide helps you understand the differences so you can pick the right solution for your situation. What Are Online Loans? Online […]
Top Payday Loan Alternatives in Canada
The Payday Loan Problem Payday loans are easy to get. You only need proof of income and a bank account. But ease comes at a cost. These loans carry high interest rates, often over 400% annually. Fees pile up quickly, and repayment usually happens within two to four weeks. You may think you can manage […]
Debt Consolidation in Canada: What You Need to Know in 2025
Ever feel like your paycheck disappears the second it hits your account? You pay your bills, swipe your cards, and somehow the money’s gone. Then the debts pile up through credit cards, personal loans, maybe even a line of credit, and it all starts to feel unmanageable. If that sounds familiar, you’re not alone. Many […]
Top Business Loans for Canadian Entrepreneurs in 2025
You secured the funding for your business! What happens next could determine your business’ success, but remember, money can run out quickly if there’s no plan. For Canadian entrepreneurs, it provides confidence, supports growth, and creates new possibilities if used properly. If you are looking for the best business loans Canada, it would be best […]
How to Qualify for a Business Loan in Canada (Step-by-Step)
The right funding can make or break your business. Funding can help you launch your start-up or expand your business. However, knowing how to qualify for a business loan in Canada is the most important aspect when it comes to financing. To get the funding, the lender needs to know whether your business is reliable, […]
When Should You Use a Personal Loan in Canada?
Taking out a personal loan is a big decision. It can help you handle emergencies, pay for major expenses, or combine several debts into one payment. But before you apply, it’s important to know when a personal loan makes sense—and when it doesn’t. In Canada, personal loans usually range from $100 to $50,000, with repayment […]
Smart Alternatives to High-Interest Loans in Canada
You may need to borrow funds when unexpected costs or financial problems arise. But not every loan opportunity is equal. In Canada, high-interest loans come in the form of payday loans or instant cash advances. It may seem like the easiest and fastest solution, but it comes with hidden risks. When interest rates are too […]
How to Optimize Your Listing on Smarter Loans: A Guide for Lenders
If you’re a lender, you know how tough it can be to stand out in a crowded market. That’s why it’s crucial to optimize your listing on Smarter Loans, the leading loan comparison platform. By strategically creating a robust profile and incorporating video and media, you can differentiate yourself from the competition and attract more customers. Our article offers valuable tips and strategies to help you optimize your listing and reduce costs, so you can stay ahead in the game.
What Is Line 10100 (Or 101) On Your Tax Return?
A fundamental section of your tax return to complete accurately is Line 10100 (formerly specified as 101), which deals with your employment income. Let’s take a look at the details to help you navigate your way around the form.
The 30 Cheapest Places to Live in Canada for 2023
If you’re currently living in one of the areas in Canada that are inflated, you may want to consider looking for a new place. There are plenty of affordable towns and cities in Canada to get in on owning a home. There are some mortgages you may not currently be able to access because you don’t qualify. If you have the freedom to move, you may want to consider it. There are a lot of Canadians that are working remotely now. If you don’t need to live in one of the expensive cities like Vancouver or Toronto, it’s a great opportunity to explore this incredible country.
The Dividend Tax Rate in Canada: What You Need to Know Now
If you live in Canada and are an investor, you can benefit from the dividend tax rate. Why is this exactly? A dividend stock in Canada will share the tax burden with the company you’re investing in. If the company performs well financially because of the money you invested, you get to keep the stock and any future dividend returns. Not only that but you pay less tax on dividend income.
How to build credit for your kids in Canada
During college years, this is the best time to get your kids started on the process of building credit. Once they graduate, credit generally makes getting started easier. Even if they get a good job, it’s going to be at least one year before banks and landlords take them seriously as a responsible adult. There are some things you can do to help them start the process.
Is There a Minimum Credit Score for Renting an Apartment in Canada in 2022?
Most landlords and rental companies check the credit scores of potential tenants as part of their application process. But is there a minimum credit score requirement for renting an apartment in Canada? Here’s what you need to know about credit scores and renting in 2022.
Canada’s Most Popular Digital Bank Accounts Are Here
Most Canadians have at least 1 bank account which they use to save money or to achieve other purposes. You don’t find so many people holding cash anymore. Huge transactions are made via a debit or credit card. Although banking is essential, many Canadians don’t enjoy keeping their money in traditional banks because of the fees involved. So, to help you make better choices with banking and increase your returns, we’ll be looking at Canada’s most popular digital bank accounts for keeping your money safe and increasing your earnings. Click on any of the banks to explore their full profile and start banking.
Zensurance – Insurance for your small business
Every business owner should have business insurance. Zensurance is an online insurance brokerage determined to help small business owners find the right insurance for them, including general liability insurance, errors and omissions insurance and commercial property insurance.
Canadian Bank Institution Numbers
Across the globe, banks have specific and unique designations – names, numbers, monikers that precisely identify the institution and its place within the financial industry. This is the case in Canada where bank institution numbers work to distinguish banks from one another. Here is a listing of institution numbers (in easy-to-find alphabetical order) for the ten largest Canadian banks.