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Personal Loans Peterborough, Ontario

One application. 16 lenders from our 50+ network. Funded in 24 to 48 hours.

16 lenders in our network serve Peterborough. Borrow $100 to $150,000 at 9.99 to 34.99% APR, with funding as fast as 48 hours. Every lender is subject to the 35% federal rate cap. Most lenders ask for $1,500 monthly income. Rates reviewed August 2026.

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Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 4.4 (11)
Amount
$3,200 - $20,000
Rate (APR)
19.8 - 34.99% APR
Terms
36 months
Funding
48 hours
Best for Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance · Line of credit
★★★★★ 4.4 (14)
Amount
$500 - $35,000
Rate
From 9.99% APR
Terms
6 - 84 months
Funding
48 hours
Best for Borrowers with fair or poor credit who want a long repayment runway and a path to better credit · Instalment loan
★★★★★ 4.5 (13)
Amount
$1,000 - $5,000
Rate (APR)
19.9 - 34.5% APR
Terms
12 - 36 months
Funding
48 hours
Best for Borrowers with poor credit and modest income who need $5,000 or less · Instalment loan
★★★★★ 4.5 (11)
Amount
$500 - $2,500
Rate (APR)
18.99% APR
Terms
3 - 6 months
Funding
48 hours
Best for Ontario and Quebec borrowers who want a small short-term loan at a rate well below the cap · Instalment loan
★★★★★ 4.7 (12)
Amount
$500 - $750
Rate (APR)
23% APR
Terms
3 - 6 months
Funding
48 hours
Best for Borrowers who need a few hundred dollars quickly and want a rate well under the cap · Instalment loan
★★★★★ 5.0 (2)
Amount
$30 - $250
Rate (APR)
0% APR
Terms
Revolving
Funding
48 hours
Best for People who need a very small advance and want to avoid interest entirely · Line of credit
★★★★★ 4.5 (13)
Amount
$15 - $750
Rate (APR)
0% APR
Terms
0 - 3 months
Funding
48 hours
Best for People who need to bridge a small gap before payday without paying interest · Line of credit
★★★★★ 4.6 (20)
Amount
$500 - $20,000
Rate (APR)
9.99 - 34.99% APR
Terms
9 - 84 months
Funding
48 hours
Best for Borrowers who want branch support and the option to scale from a small unsecured loan to a large secured one · Instalment loan · Also offers: secured loan
★★★★★ 5.0 (4)
Amount
$100 - $1,500
Rate
$14 per $100 borrowed
Funding
48 hours
Best for Borrowers who need a payday advance in a province where their options are limited · Payday loan
★★★★★ 4.3 (18)
Amount
$500 - $25,000
Rate (APR)
34.56 - 34.95% APR
Terms
6 - 84 months
Funding
48 hours
Best for Borrowers who want one provider for both a short-term advance and a larger instalment loan · Instalment loan · Also offers: instalment loan
★★★★★ 4.4 (28)
Amount
$300 - $3,500
Rate (APR)
34.37% APR
Terms
12 - 60 months
Funding
48 hours
Best for Borrowers who want a small revolving line of credit managed entirely from an app · Line of credit
★★★★★ 4.8 (26)
Amount
$1,500 - $20,000
Rate (APR)
34.86% APR
Terms
12 - 60 months
Funding
48 hours
Best for Ontario borrowers with fair credit who need $1,500 or more and have been declined elsewhere · Instalment loan
★★★★★ 4.6 (16)
Amount
$500 - $10,000
Rate (APR)
34.99% APR
Terms
Revolving
Funding
48 hours
Best for Borrowers who want a payday advance and a longer-term line from the same provider · Line of credit · Also offers: payday loan
★★★★★ 5.0 (4)
Amount
$100 - $15,000
Rate (APR)
34.99% APR
Terms
Revolving
Funding
48 hours
Best for Borrowers who want an open revolving line they can draw from as needed · Line of credit
★★★★★ 4.3 (14)
Amount
$100 - $20,000
Rate (APR)
34.37% APR
Terms
6 - 84 months
Funding
48 hours
Best for Ontario borrowers with poor credit who want an instalment loan rather than a payday advance · Instalment loan
★★★★★ 4.9 (8)
Amount
$1,000 - $15,000
Rate (APR)
19.9 - 34.9% APR
Terms
Revolving
Funding
48 hours
Best for Borrowers who want revolving credit they can draw on repeatedly rather than a one-time lump sum · Line of credit
All Ontario lending rules apply here, including the 35% federal rate cap. See the full rules on our Ontario page.

Common questions

Which lenders serve Peterborough?

Every lender licensed in Ontario serves Peterborough, predominantly online with same-day e-Transfer funding. There is no rate or eligibility difference from anywhere else in Ontario; the 35% federal cap and Consumer Protection Act rules apply province-wide.

Can I get a loan in Peterborough without visiting a branch?

Yes, and for most Peterborough borrowers that is the practical route. Branch networks are concentrated in larger centres, so the online lenders on this page, which verify income through your online banking and fund by e-Transfer, are usually faster than travelling to a branch.

One application. 16 lenders. Apply Now