Home › Personal Loans › Personal Loans in Moncton

Personal Loans in Moncton

One application. 13 lenders.

Thirteen online lenders in the Smarter Loans network lend in Moncton, with amounts from $15 to $35,000. Three of them pay out within the hour, and eight within 24 hours. Nine consider a score under 560, and every payday lender in New Brunswick must hold a licence, online or not. Moncton sends us too few applications to publish what the city borrows, so the figures below come from the lenders' published terms. Rates checked August 2026.

Apply Now One application routed to where you qualify.

Your lender options

Every Apply button starts the same single application. Your chosen lender is prioritized first.

Show only lenders I qualify for
Four questions about you, and it filters this list instantly.
Amount: AnyCredit: Any Province: Any Sort: Recommended
★★★★★ 4.4 (11)
Amount
$3,200 - $20,000
Rate (APR)
19.8 - 34.99% APR
Terms
36 months
Funding
3 hours
Best for Borrowers with fair credit who want a fixed three-year payoff on a mid-size balance · Line of credit
★★★★★ 4.4 (14)
Amount
$500 - $35,000
Rate
From 9.99% APR
Terms
6 - 84 months
Funding
2 days
Best for Borrowers with fair or poor credit who want a long repayment runway and a path to better credit · Installment loan
★★★★★ 4.5 (13)
Amount
$1,000 - $5,000
Rate (APR)
19.9 - 34.5% APR
Terms
12 - 36 months
Funding
1 day
Best for Borrowers with poor credit and modest income who need $5,000 or less · Installment loan
★★★★★ 4.7 (12)
Amount
$500 - $750
Rate (APR)
23% APR
Terms
3 - 6 months
Funding
1 day
Best for Borrowers who need a few hundred dollars quickly and want a rate well under the cap · Installment loan
★★★★★ 5.0 (2)
Amount
$30 - $250
Rate (APR)
0% APR
Terms
Revolving
Funding
2 days
Best for People who need a very small advance and want to avoid interest entirely · Line of credit
★★★★★ 4.5 (13)
Amount
$15 - $750
Rate (APR)
0% APR
Terms
0 - 3 months
Funding
1 hour
Best for People who need to bridge a small gap before payday without paying interest · Line of credit
★★★★★ 4.6 (20)
Amount
$500 - $20,000
Rate (APR)
9.99 - 34.99% APR
Terms
9 - 84 months
Funding
2 days
Best for Borrowers who want branch support and the option to scale from a small unsecured loan to a large secured one · Installment loan · Also offers: secured loan
★★★★★ 4.3 (18)
Amount
$500 - $25,000
Rate (APR)
34.56 - 34.95% APR
Terms
6 - 84 months
Funding
2 days
Best for Borrowers who want one provider for both a short-term advance and a larger installment loan · Installment loan
★★★★★ 4.4 (28)
Amount
$500 - $15,000
Rate (APR)
34.37% APR
Terms
12 - 60 months
Funding
2 days
Best for Borrowers who want a small revolving line of credit managed entirely from an app · Installment loan · Also offers: line of credit
★★★★★ 4.6 (16)
Amount
$500 - $10,000
Rate (APR)
34.99% APR
Terms
Revolving
Funding
1 hour
Best for Borrowers who want a payday advance and a longer-term line from the same provider · Line of credit
★★★★★ 5.0 (4)
Amount
$100 - $15,000
Rate (APR)
34.99% APR
Terms
Revolving
Funding
1 hour
Best for Borrowers who want an open revolving line they can draw from as needed · Line of credit
★★★★★ 4.9 (8)
Amount
$1,000 - $15,000
Rate (APR)
19.9 - 34.9% APR
Terms
Revolving
Funding
1 day
Best for Borrowers who want revolving credit they can draw on repeatedly rather than a one-time lump sum · Line of credit
★★★★★ 4.6 (7)
Amount
$500 - $1,000
Rate (APR)
29.99 - 35% APR
Terms
3 - 4 months
Funding
1 day
Best for Small, short borrowing with the least paperwork: instant bank verification carries nearly every file · Installment loan

Which lenders serve Moncton?

Thirteen in our network, all online. They lend $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Three pay out within the hour, eight within 24 hours, and all thirteen within two days.

Lenders
Serve Moncton online13
Pay out within the hour3
Pay out within 24 hours8
Consider a score under 5609
Set no minimum score3
Lowest income minimum$1,000 a month
Highest income minimum$2,500 a month

Published lender terms, checked August 2026.

You apply once. Our application goes to the lender most likely to approve the amount and purpose you enter. Moncton sends us too few personal loan applications for us to publish what the city borrows, so the figures above come from the lenders' published terms.

Do you need good credit in Moncton?

No. Nine of the thirteen lenders consider a score under 560, and three set no minimum at all. The other four want a fair score or better. Income minimums run from $1,000 to $2,500 a month. One of the thirteen accepts disability or pension income.

Who may lend a payday loan in Moncton?

Only a licensed lender. Every payday lender offering loans to New Brunswickers must be licensed with the Financial and Consumer Services Commission, even one that works only online. There is no exception for out-of-province companies. Check the Commission's register before you deal with one. Federal law limits a payday loan's cost to 14% of the amount advanced. The thirteen lenders above offer longer loans priced as an annual rate. The province is on the personal loans in New Brunswick page, and every personal lender we work with is on the personal loans in Canada page.

Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 13 October 2026. Lender terms checked August 2026.

Common questions

How many lenders offer personal loans in Moncton?

Thirteen lenders in our network serve Moncton online, lending $15 to $35,000. Eight pay out within 24 hours, and three within the hour.

Can I get a personal loan in Moncton with a low score?

Yes. Nine of the thirteen lenders consider a score under 560, and three set no minimum score at all.

What income do I need for a personal loan in Moncton?

Lenders ask for $1,000 to $2,500 a month, depending on the lender, and want to see it arriving regularly.

Does a payday lender in Moncton need a licence?

Yes. Every payday lender serving New Brunswickers must be licensed with the Financial and Consumer Services Commission, including online lenders and companies from outside the province.

Do I have to visit a branch in Moncton?

No. Every one of the thirteen lenders takes the application online and pays out by deposit.

One application. 13 lenders. Apply Now
COMPARE Pick a lender Pick a second Compare these two →