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Highway Truck Loans & Financing in Canada

  • chTruck Loans from $10,000 to $1 Million
  • chRates as low as 7%
  • chCompare offers from Top Truck Lenders in Canada
up Last updated

June 12, 2025

Are you looking to get into the trucking industry in Canada but require the funds to start up your investment? Highway trucks are a great asset to begin with as they are the foundation of trucking as they are designed to be on the highway. When buying a highway truck, you have two options. You could save the money and buy it outright. Otherwise, you would probably look towards some form of highway truck financing. Depending on who you work with, this application process could take up to weeks for you to go through.

At Smarter Loans, we have solved this redundancy for you and we only work with highway truck loan providers that guarantee a timely application process. Our applicants have connected with some of the finest providers in Canada thus far and millions of Canadians have acquired the funds they need to invest in their new highway truck. When going through the financing route for your new highway truck, a large chunk of time is usually spent on trying to decide which provider you should work with. With so much information available online, finding reliable information on certain highway truck loan providers is quite challenging. Now with our loan directory, there is a central resource for you to look towards to look into. The list below has some of the providers we mentioned above and you can find their offerings, interest rates and customer reviews in a concise format. In only takes a few days to be sorted out with one of them, and you can be on your way into the trucking industry with your new highway truck.

Hit the “Apply Now” button to move forward with an application form. Another option we provide is the ability to pre-apply at Smarter Loans instead. Someone will review your application form and select a highway truck loan provider in Canada that fits your needs.

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Compare Lenders

AMOUNT
$5,000+
INTEREST RATE
Varies
TERMS
12 - 120 Months
AMOUNT
$15,000 and up
INTEREST RATE
5.5% - 14%
TERMS
12-84 months
AMOUNT
$10K - $1.5M
INTEREST RATE
From 7.99%
TERMS
3 - 24 Months
AMOUNT
$5K - $500K
INTEREST RATE
Varies
TERMS
4 - 12 Months
AMOUNT
$15K - $1M
INTEREST RATE
From 8%
TERMS
3 - 24 Months
AMOUNT
$5K - $500K
INTEREST RATE
From 7.99%
TERMS
6 - 24 Months
AMOUNT
$5K - $50M
INTEREST RATE
From 7%
TERMS
5 - 96 Months
AMOUNT
$2,500 - Unlimited
INTEREST RATE
Starting at 3.9% - 34.9%
TERMS
3 - 240 Months

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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