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Payday Loans Regina

Last Updated: December 09, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: October 14, 2016

Payday loans are commonly used as a short term cash boost to be paid off by the next paycheque. If your air conditioning broke down or your car’s making a funny sound, a payday loan is likely one of the solutions you’ve considered. Payday loans in Regina can be found on Smarter Loans and tend to have short term payment periods of about two weeks—or until you receive your next paycheque—and come attached with high interest rates. Though these loans may seem like the likely solution, a payday loan can be dangerous if not paid off quickly. Using a system of ‘renewals’ to make money off of the loan, payday loan lenders can force the borrower into a financial hole if the loan isn’t paid off in the agreed upon period. However, the market for loans is constantly changing as e-commerce becomes more prominent in finance.

Nowadays it is easier to get approved for an online loan in Regina than the traditional alternative, and the borrower will have access to their funds in a matter of hours. If you’re looking to apply online for a small loan, there are a number of providers in Regina that might work for you. But applying for a fast loan online doesn’t have to mean spending hours screening results on a search engine. At Smarter Loans, we know that you want to get approved quickly and receive money from a reputable institution. Take a look at our pre-vetted list of providers in Regina, and check out what they’re offering. You can apply from their profile pages or fill out an application right here on Smarter Loans, and we’ll help connect you with the right institution.

Regina By the Numbers

  • Regina incorporation year: 1882 is a municipality in Southeastern Saskatchewan. According to the latest Census data the population of Regina stands at 215,000.
  • The employment rate in Regina is 70%.
  • Regina’s top employment sectors are mining, quarrying, and oil and gas extraction, public administration, agriculture, forestry, fishing and hunting.
  • An average resident of Regina carries a burden of consumer debt of $36,300.
  • Based on the most up-to-date independent research, an average resident of Regina makes $51,700 per month.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

 

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


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Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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