Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Consistently named as one of the top five cities in the world for quality of life and livability, Vancouver is famous in Canada and worldwide. Even though its rated as one of the best places to live in the world, often citizens can still need to relocate homes. To help in these tough times, residential mortgages were created to make owning a home more affordable. Since not many people can afford to pay for the entire house at one time, they instead opt to pay a down payment, and the residential mortgage covers the remaining amount. That remaining amount is repaid over a mutually agreed upon a term which makes it easier for you to manage. Not to mention the benefit of each payment going towards owning the home and the loan being secured by the property. However, the only catch is that you do have to get approved for a commercial lease in Vancouver and that process depends on a few variables. Namely your loan to value ratio, credit history, and ability to repay the loan in a timely.
Smarter Loans is a loan directory with a clear mission to assist you in finding a home mortgage most suited to finance your home.
Below you can find listed the most reputable and experienced loan providers in Vancouver suited to help you. Take a moment to compare the companies and their different products to see who is the best fit. You will find information such as if its fixed or interest, duration of the loan, down payment amount and also first-hand customer reviews. After you have chosen the company you like, click “Apply Now” beside it to finish an online application for the loan. When approved, you can expect the finances in a few days and if rejected due to credit history, don’t worry because many of the companies can still help you.
The final option you have is to “Pre-Apply” with Smarter Loans, and we can connect you to the lease provider whom can help finance your new home in Vancouver.
Our online portal is your one stop shop for finding well-established Residential Mortgage providers in Vancouver for your borrowing needs.
Browse through our register of Residential Mortgage companies to get access to the latest Residential Mortgage rates in Vancouver