One application. 13 lenders.
Apply Now One application routed to where you qualify.
Every Apply button starts the same single application. Your chosen lender is prioritized first.
Thirteen in our network, and all thirteen take applications online. They lend $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Eight lenders pay out within 24 hours, and three within the hour.
| Lenders | |
|---|---|
| Serve Vancouver online | 13 |
| Pay out within the hour | 3 |
| Pay out within 24 hours | 8 |
| Consider a score under 560 | 9 |
| Set no minimum score | 3 |
| Lowest income minimum | $1,000 a month |
| Highest income minimum | $2,500 a month |
Published lender terms, checked August 2026.
Our application reaches every one of the thirteen. It goes to the lender most likely to approve the amount and purpose you enter. The same form covers the rest of the province on the personal loans in British Columbia page.
No. Nine of the thirteen lenders consider a score under 560, and three set no minimum at all. The other four want a fair score or better.
Minimums run from $1,000 to $2,500 a month. One of the thirteen accepts disability or pension income.
About $6,200 on average. Vancouver sent us 199 personal loan applications in the first half of 2026, one in eight of British Columbia's. Nearly seven in ten of those applicants work full-time. The city's other cells fall under our reporting floor, so we show the average and leave the rest out.
Because credit at an APR of more than 32% is high-cost credit in the province. Anyone who offers or arranges it to consumers in BC needs a licence from Consumer Protection BC. The federal cap is 35%, so a loan between the two is legal but licensed. Ask any lender quoting above 32% for its licence.
A payday loan is priced differently again, at no more than $14 for every $100 borrowed. The city's payday lenders are on the payday loans in Vancouver page, and every personal lender we work with is on the personal loans in Canada page.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 8 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
Thirteen lenders in our network serve Vancouver online, lending $15 to $35,000. Eight of them pay out within 24 hours.
Vancouver applicants asked for about $6,200 on average in the first half of 2026. That is one in eight of British Columbia's personal loan requests.
Yes. Nine of the thirteen lenders consider a score under 560, and three of those set no minimum score.
It is any consumer credit with an APR of more than 32%. The lender needs a licence from Consumer Protection BC. The federal cap is 35%.
Lenders ask for $1,000 to $2,500 a month, depending on the lender. Nearly seven in ten Vancouver applicants in the first half of 2026 worked full-time.
