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Surrey is filled with a variety of personal loan lenders. These loans options can be easily found and compared on Smarter Loans and give you the ability to add that extension to your home, buy that new car, even to pay off your debts. It’s no surprise that in Surrey a personal loan is one of the most commonly applied for. As personal loans use your credit score and credit history to determine your interest rates, the terms and interest rates on these loans can be manageable. Depending on the lender, interest rates, payment periods, and conditions of a personal loan will differ, so it’s important to find the best lender for you. Though finding the right personal loan
in Surrey can seem like a tedious process when it comes to looking through endless results on a search engine, Smarter Loans’ list of reputable firms will help you find the right lender for your circumstances. So long as you’re relatively good with your finances and know that you can make timely payments, these loans are a great way to take the next step in your life. Don’t waste your time looking through the random lenders in Surrey that pop up on Google, take a look at the list of firms below, and apply online directly from our site!
Applying for a personal loan in Surrey is pretty easy; all you need to do is choose which lender you want to apply to, complete an application form, and gather together some paperwork. You will need your ID, bank account information, and something that proves your residency (e.g. a utility bill or ID with your address on). You must then source whatever financial documents the lender you are applying to requires – this probably includes paystubs or bank statements. Attach all of this required documentation to your application form and submit it – either online, by mail, or in person at a branch.
Interest rates on personal loans can vary; for those with a high credit score and a large income, rates can be as low as 4.5%. The average sits at closer to 10%. However, short term loans, loans
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.
