One application. 11 lenders.
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Every Apply button starts the same single application. Your chosen lender is prioritized first.
Eleven in our network, and all eleven lend online. They lend $15 to $35,000. Rates start at 0% on the smallest advances and stop at the 35% federal cap. Six pay out within 24 hours, and three within the hour.
| Lenders | |
|---|---|
| Serve PEI online | 11 |
| Pay out within the hour | 3 |
| Pay out within 24 hours | 6 |
| Consider a score under 560 | 8 |
| Set no minimum score | 3 |
| Lowest income minimum | $1,000 a month |
| Highest income minimum | $2,500 a month |
Published lender terms, checked August 2026.
Our application reaches all eleven. It goes to the lender most likely to approve the amount and purpose you enter, and the others stay in reserve.
No. Eight of the eleven lenders consider a score under 560, and three set no minimum at all. The other three want a fair score or better.
Income minimums run from $1,000 to $2,500 a month. One of the eleven accepts disability or pension income.
Outside office hours, mostly. About six in ten PEI requests on our platform arrive in the evening, overnight or at the weekend, and nearly half arrive outside nine to five on any day. The province sends us too few personal loan applications for us to publish averages, so we show the timing and leave the amounts out.
At $1,500 and 62 days. A loan of $1,500 or less, for 62 days or less, is a payday loan under the Criminal Code, and the province prices it. On Prince Edward Island a payday loan costs at most $14 per $100 advanced. The lender and any broker must be licensed. A lender may not sign you to a new agreement until seven days after you repay the last one in full.
The lenders above offer longer loans priced as an annual rate. The Island's payday lenders are on the payday loans in Prince Edward Island page, and every personal lender we work with is on the personal loans in Canada page.
Reviewed by Vlad Sherbatov, Co-Founder and President, Smarter Loans, 8 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
Eleven lenders in our network serve Prince Edward Island online, lending $15 to $35,000. Six pay out within 24 hours.
Yes. Eight of the eleven lenders consider a score under 560, and three of them set no minimum score.
Lenders ask for $1,000 to $2,500 a month, depending on the lender, and want to see it arriving regularly.
When it is $1,500 or less and runs 62 days or less. The province caps it at $14 per $100 advanced, and the lender must be licensed.
They mostly apply outside business hours. About six in ten Island requests in the first half of 2026 arrived in the evening, overnight or at the weekend.
