Trusted by More than 2,000,000 Canadians since 2016

Medical Loans Canada

  • chAccess up to $35,000 for medical expenses
  • chRates from 9.99% - 34.99% APR
  • chFast application and pre-approval
up Last updated

June 09, 2025

up Written by:

Amy Orr

up Reviewed by:

Jenna West

Medical Loans in Canada.

A medical loan is a form of financing in Canada that can come in very handy. If you need quick funds for your next dental visit, cosmetic surgery, dermatology session, weight loss program, or simply to pay off your medical bills, a medical loan in Canada is a great way to finance any of the above. Getting approved for a medical loan in Canada is quicker than you think. You will receive your cash in no time after completing your online application and without having to deal with the headaches of waiting in line or filling out stacks of paperwork. Smarter Loans has provided a quick and efficient service whereby we provide you with a list of reputable lenders in Canada that offer medical loans. You can pick one from the many in the table below, however we suggest that you consider your options by comparing the different interest rates, products, repayment terms and customer reviews. When you’ve selected a lender in Canada that you want to go with, you will be taken to their online application upon clicking “Apply Now” next to their company name. If you want to get everything done in one place, you can also pre-apply for a medical loan with Smarter Loans. We will partner you up with a lender in Canada that that will be more than happy to help you process your medical loan request. You will be connected within the next 48 hours to discuss your next steps.

Compare Lenders

AMOUNT
$1,000 - $50,000
INTEREST RATE
Starting at 7.5%
TERMS
6 - 72 Months

av
writtenWritten by:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

av
writtenReviewed by:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Why Choose Smarter Loans?

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Access to Over 50 Lenders in One Place

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Transparency in Rates & Terms

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100% Free to Use

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Apply Once & Get Multiple Offers

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Save Time & Money

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