Payday Loans in Montreal, Quebec

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AMOUNT

Up to $250

INTEREST RATE

0% APR (Has Fees)

TERMS

Varies

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AMOUNT

$500 - $1,000

INTEREST RATE

29.99% - 46.96%

TERMS

84 - 120 days

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Montreal Fact Sheet

Montreal incorporation year: 1832 is a municipality in Southern Quebec. The most recent estimates put Montreal’s population at 1,705,000.
Montreal’s strongest employment industries are health care and social assistance, management of companies and enterprises, real estate and rental and leasing.
An average Montreal inhabitant is leveraged by an estimated $27,900 in consumer debt.
Based on the most recent independent research, on the average each resident of Montreal makes $39,700 per month.
Montreal’s average household income is $67,800.

This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our loans marketplace is your one stop shop for finding qualified Payday Loan providers in Montreal for all your financing needs.

Check our catalogue of Payday Loan companies to get the best Payday Loan rates in Montreal

For Payday Loans most standard uses are:

get approved right away, even with bad credit
get cash the same day with no credit check
pay for an unexpected emergency expense
pay for an urgent, overdue bill
pay for an emergency medical or auto expense

Expert Review & Editorial Standards

This page was researched, written, and reviewed by financial professionals with expertise in Canadian lending regulations. All information is regularly updated to reflect current rates, terms, and regulatory changes.

Reviewed By

Vlad Sherbatov

Co-Founder & President

Vlad holds a degree in Business Administration, Management and Marketing from Toronto Metropolitan University (formerly Ryerson University) and has spent over 15 years working at the intersection of consumer lending, business financing, and fintech. He is a recognised figure in the Canadian lending industry, acknowledged by the Canadian Lenders Association for his contributions to transparency and access within Canada’s lending ecosystem.

Vlad has spoken at industry conferences including deBanked, where he has shared perspectives on the future of lending and small business financing. His commentary has appeared in the Toronto Star, National Post, Financial Post, and other major Canadian publications. At Smarter Loans, he oversees the platform’s lender relationships and contributes directly to content covering business financing, credit markets, and fintech developments.

Written By

Rafael Rositsan

Co-Founder & CEO

Rafael holds a Bachelor of Commerce in Marketing from Toronto Metropolitan University and brings over 15 years of experience building digital platforms focused on consumer lending, financial access, and fintech innovation. His work at Smarter Loans has centred on creating a borrowing experience that is transparent, efficient, and genuinely useful for Canadians exploring their financing options.

Rafael’s financial insights have been featured in the Toronto Star, National Post, Financial Post, and other business and financial media. He contributes to content covering personal loans, digital lending platforms, consumer credit behaviour, and the evolving Canadian fintech landscape.

About Smarter Loans

Canada's independent lending comparison platform since 2016. Trusted by over 2 million Canadians and recognized by the Toronto Star as "the GPS of FinTech Lending." Featured in the National Post and major Canadian publications.

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Verified Lenders Only All lenders verified for proper licensing and regulatory compliance

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Editorial Independence Content created independently from business relationships

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Regular Updates Content monitored and updated for rate changes and new regulations

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2M+ Canadians Served Helping Canadians compare loans since 2016

Our Editorial Process

Every page undergoes research, expert writing, fact-checking, and review by our Financial Content Director. We verify all rates, terms, and regulatory information against official sources including FCAC guidelines and provincial lending regulations.

Last Updated: June 9, 2025 | Next Review: Ongoing monitoring

Transparency

Smarter Loans is free for consumers. We may earn compensation from lenders when users apply, but this doesn't influence our editorial content or which lenders we list. All lenders must meet our standards for licensing, transparency, and customer service.

Consumer Protection

Need help with a lending issue?

Financial Consumer Agency of Canada: 1-866-461-3222
Your provincial consumer protection office

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