One application. 1 lender from our 50+ network. Funded in 24 to 48 hours.
Apply Now One application routed to where you qualify.
Every Apply button starts the same single application. Your chosen lender is prioritized first.
Search the provincial personal property registry on the VIN before money moves: a lien follows the vehicle, not the seller, and an outstanding lien becomes your problem at transfer.
Pre-approval before the dealership changes the negotiation from a payment to a price. Dealer financing can carry a rate marked up above what the lender approved, so an approval in hand is a benchmark, not a formality. Term length is the largest cost variable: long terms lower the payment, raise the total, and extend the period where the loan exceeds the vehicle's value.
| Dealer | 5% GST |
|---|---|
| Private | No tax |
| Confidence | VERIFIED-MULTI |
No territorial sales tax. A dealership purchase adds only the 5% GST, and a private purchase is tax-free. Yukon and the other territories share this with Alberta, making them the least expensive places in Canada to buy a vehicle on tax alone.
