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Commercial Mortgages in Ontario

  • chAccess up to $10M in commercial property financing
  • chInterest rates start at 4.09% APR
  • chCompare offers from Canada's top lenders
up Last updated

June 09, 2025

Accounting for approximately 40% of the countries population, Ontario is one of the 13 province and territories of Canada and home to the nation’s capital, Ottawa. With such a large population, one might think its harder for businesses to acquire commercial mortgages in Ontario but that’s not the case. Companies of any size can need a commercial loan for anything from developing existing property to buying land for commercial developments and projects. However, for a small business loan in Ontario, you do have to be approved first. Eligibility which is evaluated your debt service coverage ratio, type of business and current business situation as well.

At Smarter Loans, we make it easier for you to get approved for a loan that satisfies your needs.

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AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months
AMOUNT
$15K - $10M
INTEREST RATE
6% - 16%
TERMS
1 - 5 Years
AMOUNT
$20K - $100M
INTEREST RATE
Varies
TERMS
12 - 60 Months
AMOUNT
$20K - $10M
INTEREST RATE
Varies
TERMS
6 Months - 5 Years
AMOUNT
$50K - $100M
INTEREST RATE
From 4.09%
TERMS
6 Months - 10 Years

Ontario Datasheet

  • Based on the most recent independent research, an average Ontario resident makes $47,400 per month.
  • As per the latest independent research, on the average each Ontario resident earns $30 per hour.
  • As per the most recent available information, there are 3,602,000 registered home owners in Ontario.
  • Ontario’s population: 13,448,000.
  • Average Household Income is $74,300.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our directory is your one stop shop for finding recognized Commercial Mortgage providers in Ontario for all your financing needs.

Check our catalogue of Commercial Mortgage companies to get access to the most current Commercial Mortgage rates in Ontario.

Commercial Mortgages are frequently used for

  • buying an office building
  • building a shopping center
  • setting up an industrial warehouse
  • redeveloping/renovating properties
  • acquiring land
  • refinancing commercial properties

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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