SNAP Financial

Snap Financial Products (Financeit)

1. Home Improvement Financing
Snap Financial, now under the Financeit brand, helps Canadians finance renovations, HVAC systems, roofing, windows, plumbing, and more — directly through their chosen contractor or home service provider.

• Instant in-home or online approvals

• Loan amounts typically up to $100,000

• Competitive fixed interest rates

• Equal monthly or deferred payment options

2. Retail and Lifestyle Financing
Merchants can offer customers flexible payment plans for furniture, electronics, and other large retail purchases. This allows shoppers to spread payments over time while businesses boost sales and customer satisfaction.

3. Healthcare and Wellness Financing
Snap/Financeit provides financing for dental, vision, medical aesthetic, and veterinary services, helping patients pay for treatments in affordable installments.

4. Partner Merchant Programs
Financeit offers tailored solutions for merchants and contractors, including:

• Branded online financing applications

• On-the-spot approvals for customers

• Dedicated merchant dashboards to manage transactions

• Integration with leading payment and CRM systems

Key Features

• Quick, paperless application process

• Transparent terms and no hidden fees

• Loan decisions within seconds

• High approval rates for qualified borrowers

• Flexible repayment options — monthly, deferred, or promotional

• Secure digital contract signing

• Dedicated support for both customers and merchants

Example Loan Terms

Why Canadians Choose Financeit (formerly Snap Financial)

• Trusted Reputation: Used by over 10,000 merchants across Canada.

• Flexible Payment Plans: Choose terms that match your budget.

• Fast Digital Process: Apply and sign instantly online or in-store.

• Support for Big Purchases: Makes home upgrades or health services affordable.

• Canadian-Owned and Operated: Headquartered in Toronto with nationwide service.

Frequently Asked Questions

What happened to Snap Financial?
Snap Financial was acquired by Financeit and now operates under the Financeit brand. All existing and new customers are served through Financeit’s platform.

Who is Financeit?
Financeit is a leading Canadian point-of-sale financing company that helps homeowners and consumers make purchases through flexible, affordable monthly payment plans.

Can I still apply for Snap Financial loans?
Yes. Applications now go through Financeit’s system, offering the same type of financing Snap Financial was known for.

What types of purchases can I finance?
You can finance home renovations, HVAC systems, roofing, solar installations, furniture, and select healthcare and retail services.

Do I apply directly or through a merchant?
Most applications are completed through Financeit’s partnered merchants or service providers, either in-store, online, or in your home.

What credit score do I need?
Approval depends on several factors including income and credit profile. Financeit offers competitive terms to a broad range of borrowers.

Are the interest rates fixed?
Yes. All loans are fixed-rate installment loans with transparent payment schedules.

Can I pay off my loan early?
Yes. You can pay off your Financeit loan anytime without penalties.

Are there hidden fees?
No. All loan terms and costs are disclosed before you accept the agreement.

Is Financeit available nationwide?
Yes. Financeit serves customers and merchants across all provinces and territories in Canada.

What industries does Financeit support?
Home improvement, retail, automotive aftermarket, and healthcare services are the main categories supported.

How do I check my balance or make payments?
Customers can access their account securely through Financeit’s online portal.

Is my information safe?
Yes. Financeit uses advanced encryption and security standards to protect all personal and financial data.

How do merchants sign up to offer financing?
Businesses can apply to join the Financeit partner network directly at financeit.io.

Who do I contact for support?
All customer and merchant support is now handled by Financeit through their website or by phone at 1-888-536-3025.