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Mostly under $5,000. More than half of Manitoba instalment-size requests on our platform are between $1,500 and $4,999, averaging about $2,300. More than a quarter are for $5,000 to $9,999. More than one in five is consolidating debt, at about $7,500.
| Amount asked for | Share of Manitoba requests | Average request |
|---|---|---|
| $1,500 to $4,999 | 57.5% | $2,270 |
| $5,000 to $9,999 | 26.3% | $5,923 |
Smarter Loans platform, 543 personal loan applications from Manitoba for $1,500 to $35,000, 1 January to 30 June 2026. The $10,000 and up group is too small to report.
Four of the nine on the personal loans in Manitoba page. They lend $500 to $35,000. Rates run from 9.99% to 34.99%, repaid in equal payments over months or years.
One pays out within 24 hours, and all four within two days. Three consider a score under 560. Income minimums run from $1,200 to $2,000 a month. Our application reaches all four at once.
A Manitoba payday loan costs $14 per $100, runs no more than 62 days and can be no more than 30% of your net pay. Once a balance needs more than one pay period to clear, the instalment loan costs less.
A licence and 48 hours. Above 32% a year, Manitoba calls a loan high-cost credit. The lender needs a Consumer Protection Office licence, and you get 48 hours to change your mind, Sundays and holidays aside.
Every instalment lender we work with is on the instalment loans in Canada page.
Reviewed by Rafael Rositsan, Co-Founder and CEO, Smarter Loans, 4 October 2026. Lender terms checked August 2026. Platform figures cover applications from 1 January to 30 June 2026.
Four lenders in our network do, lending $500 to $35,000. Rates run from 9.99% to 34.99%.
Most Manitoba requests are between $1,500 and $4,999, averaging about $2,300. Figures are from Smarter Loans applications, January to June 2026.
Yes. Three of the four lenders consider a score under 560.
Yes. Manitoba gives you 48 hours to cancel a loan above 32% a year, not counting Sundays and holidays.
One of the four lenders pays out within 24 hours, and all four within two days.
