Trusted by more than 2,000,000 Canadians since 2016

Collateral Loans

Collateral loans will require the applicant to use collateral which makes them secured in their nature. Collateral is often put up in the form of a home, car or other form of security.

Smarter Loans, has a lot of experience helping others just like you successfully procure collateral loans. The most common type of a collateral loan is a home equity loan for homeowners. These allow you to use the equity in your home to borrow a larger amount at lower interest rate.

With Smarter Loans you can get approved for a collateral loan quickly and easily. Take a look at the list of the trusted collateral loan providers below, or apply directly with Smarter Loans to get connect you with a top lender fast.

We can help connect you with the top collateral loan providers in Canada.

Apply for a Collateral Loan Now

Top Collateral Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$50,000 - $100,000,000
Starting at 4.09%
6 months to 10 years
$50,000 and Above
As low as 4.09%
6 - 60 Months
$15,000 and Up
6% - 16%
1 - 5 Years
$20,000 - $10 Million
Varies
6 months - 5 years
$10,000 and up
Varies (Home Equity Loans)
12 Months
$20,000 - Unlimited
Varies
12 to 60 months
$50,000 and up
Rates starting at 5.44%
5 years

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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Access to Over 50 Lenders in One Place
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Types of Collateral Loans offered:

  • Title Loans
  • Car Title Loans
  • Vehicle Loans
  • Home Equity Loans
  • Mobile Home Loans