Published car title loan terms, side by side. Rates reviewed September 2026.
Best for: Ontario owners of paid-off vehicles who want to borrow against them without selling
Apply Now Full profileBest for: Turning a clear vehicle title into $3,000 to $30,000 in Alberta, BC or Saskatchewan
Apply Now Full profile| Fast Action Finance | Fast Cash Auto Solutions | |
|---|---|---|
| Amount range | $1,000 – $25,000 | $3,000 – $50,000 |
| Rate | 19 - 25% APR | 9 - 35% APR |
| Term | 6 – 30 months | Up to 36 months |
| Funding speed | 2 days | 1 hour |
| Minimum income | $1,500/month minimum | $1,500/month minimum |
| Income types | 3 income types accepted | 3 income types accepted |
| Minimum credit band | poor | any |
| Provinces | 1 provinces | 4 provinces |
