Published term loan terms, side by side. Rates reviewed August 2026.
Best for: Businesses on either side of the border that want up to $1,000,000 against a thin file
Apply Now Full profileBest for: Businesses wanting term, revolving and revenue-based options under one roof from 6 months trading
Apply Now Full profile| Advance Funds Network | Journey Capital | |
|---|---|---|
| Amount range | $15,000 – $1,000,000 | $5,000 – $500,000 |
| Rate | From 8% APR | From 16% APR |
| Term | 3 – 24 months | 6 – 24 months |
| Funding speed | 2 days | 1 day |
| Income types | 3 income types accepted | 3 income types accepted |
| Revenue minimum | $15,000/month revenue minimum | $8,333/month revenue minimum |
| Time in business | 6 months trading minimum | 6 months trading minimum |
| Minimum credit band | poor | fair |
| Provinces | All provinces and territories | All provinces and territories |
