Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Founded in 1826, Ottawa is the capital city of Canada with a deep history, many small businesses, and residents of all backgrounds. It’s not uncommon for a company to need some money during the year to manage properties and commercial interests. This can include anything from buying land, developing new or existing properties or all of the above. A commercial mortgage can help with all of the above, and offer the bonus of capital gains, and favorable interest rates compare to unsecured loans. However, for a commercial mortgage in Ottawa, you do have to be approved first. This is contingent on factors such as debt service coverage ratio, credit history, and the size of down payment.
At Smarter Loans, we provide an alternative to make it easy for you to get the mortgage suited for you.
Listed below you will find the most reputable loan providers in Ottawa, looking to help you. Take a moment to compare the terms of the loan, loan type, and if its nonrecourse vs. recourse. Once you are ready to proceed, click “Apply Now” next to a company of your choice and finish an online application. You will be notified immediately if you have been approved for the commercial mortgage and will receive the loan within a few business days. If for some reason you have issues with your credit score don’t worry, many of the companies are still able to help you.
The other option is to “Pre-Apply” with Smarter Loans so that we can do the heavy lifting and connect you to the best-suited lender for you.
Smarter Loans is your one-stop source for locating appropriate Commercial Mortgage lenders in Ottawa for your borrowing needs.
Browse through our catalogue of Commercial Mortgage companies to get access to current Commercial Mortgage rates in Ottawa
