The 9 Best Budgeting Apps for 2020
Whether it’s goal setting for 2020 or budgeting wisely with a new decade, the undertaking can be incredibly daunting. Luckily, help is available at your fingertips. With an abundance of apps at your disposal, we’ve completed the hard work by narrowing down to the best nine apps currently available. These apps not only simplify the budgeting process, but immensely aid those who need a knowledgeable, guiding hand.
Top 6 Farm & Agriculture Equipment Brands in Canada 2024
We’ve listed out the top six Canadian farming and agriculture equipment brands for the upcoming year so you know who to keep an eye on and what you can expect from each in 2024.
Ownr, The Easiest Way to Register a Business in Canada
Ownr helps by giving business owners peace-of-mind and a process to follow, allowing them to quickly and affordably register a business.
How to overcome financial obstacles to grow your Canadian small business
New findings from a survey led by iCapital shed light on the greatest challenges for Canadian small businesses. Read to find out the top three reported obstacles in 2019—and the best ways to overcome them.
Cyber Insurance & Why Your Business Needs It
Cyber insurance is a specialized policy that is usually not included in your business insurance, and specifically protects your business, employees, and customers from various cyber risks. In the case your business is hacked and undergoes the hardships of identity theft, data breach or a cyber-attack, cyber insurance will protect your business reputation, finances and allow you to resume to business as usual.
OnDeck and Coast Capital Announce Groundbreaking Partnership
Coast Capital Savings teams up with OnDeck Canada to give thousands of Canadian small businesses access to financing in as little as 24 hours.
How To Receive A Government Loan For A Small Business?
Over the past 10 years, the Government of Canada has made it possible for over 63,000 borrowers to receive a sum amount of $9.5 billion in asset-based financing. So, there’s no really wondering why the economy in Canada is currently powered by SME’s. If you’re running a small business, there are a few reasons…
Econolease has solutions to fit every food service business in Canada
After 14 years supporting restaurants and food service providers in Canada, and with a wide range of products to choose from, Econolease’s sales staff is able to determine what lease, loan or rental product best fits each customer’s unique situation.
Inside the World of Merchant Cash Advances
After being denied six business loans, Rhonda realized that because her business was new, most banks would not offer her enough financing to start her new venture. However, she had heard about an alternative to traditional lending known as a merchant cash advance, or MCA. Encouraged, she took off in the direction of getting funding via an MCA. And she is not alone; millions of start-ups and established businesses take advantage of the benefits of this type of financing. But before they do, they must understand the ins and outs of merchant cash advances.
How iCapital Helps Canadian Small Businesses Leverage An Often Forgotten Asset: Future Debit and Credit Card Sales
For nearly a decade, Toronto-based iCapital has been providing capital to Canadian small business owners of all shapes and sizes from coast to coast. Unlike traditional loan products, however, their merchant cash advance has absolutely no deadlines, no late fees, and is only paid out when small business owners are making money themselves.
The Types of Buses that Can Be Financed
The bus trade has increased by leaps and bounds since 1662 when Blaise Pascal launched the first horse and buggy bus line. Even the 1830 steam powered bus designed by Sir Goldworthy Gurney would not compare to the 21st century transportation goliaths of the present day.
Financing Equipment vs Leasing Equipment
A broad spectrum of customers either finance or lease equipment for business or personal use. And the list of the variety of equipment available is seemingly endless. The determining factors of whether to lease or finance equipment include a) who is the customer b) what the equipment is needed for and c) how long or how often it will be used.
How to Get a Business Loan for a Restaurant or Bar
Anyone who aspires to open a restaurant or bar is in good company for sure. Worldwide, there are approximately 15 million thriving restaurants that rake in hundreds of billions of dollars annually. By some investment company accounts, bars and taverns in the U.S. alone grabbed $24 billion in 2015. This article points entrepreneurs in the right direction toward their own success.
How Merchant Advance Capital is Doubling Down On Its Commitment to Canadian Businesses
As businesses grow from startups to success stories they often look to new markets where they can expand their operations. After eight years building a reputation as a reliable and friendly business lender in Canada, however, Merchant Advance Capital is instead growing the suite of products and services it offers its existing client base in the Great White North.
Former Bank Executives Launch Lendified.com To Fill Canada’s Small Business Lending Gap
Rather than spending countless hours preparing applications and business plans only to wait weeks or even months to find out if they qualify for a bank loan, small businesses across Canada are now able to visit Lendified.com and get funded in as fast as 48 hours.
Alternative Lender Company Capital Recognizes “Stuff Happens” To Every Small Business
Unexpected stuff happens to every small businesses. It can be an unplanned opportunity or an unexpected emergency.
And for alternative lender Company Capital, those are the stories they hear regularly from potential borrowers. One of the nation’s most successful fintech lenders, providing short-term loans to small businesses, its ability to scratch below the surface of a computer algorithm to understand its customers is what sets it apart.
How Equipment Loans Work
Learn all you need to know about getting equipment financing in Canada. Pros and cons, how the process works and where to get fast equipment financing.
Company Capital’s Midas Touch is its Personal Touch
Easy application and turnaround time of 24 to 48 hours means Canadian small business owners can have money in their hands sooner and easier than ever
Business Credit Cards
Get the Best Use Out of Business Credit Cards Most business owners have run into sudden unexpected expenses and could use business credit cards to tide them over. Equipment malfunctions, an abrupt rise orders to be filled, or any number of crises can send daily operations into a tailspin. Fortunately, business credit cards and other…
What is a Business Line of Credit?
There are several very valid reasons for a company to open a business line of credit, since there is always a need to keep operations running smoothly no matter the nature of the business.
Merchant Cash Advance – All You Need to Know About MCAs
Leveraging the funds built upon credit merchant accounts is one of the many ways in which a business might have access to some cash for capital when needed. Read the full story at Smarter Loans.
How to Qualify for a Business Loan
If you’ve looked into securing a business loan at all, you’ll understand that qualifying is a process. You’re going to need a great business plan, a decent credit score, and knowledge of the criteria of the institutions you plan to apply to. In many cases, you must already be in business and generating sales…
How To Fund A Business Startup
Starting up a new business can seem like a fairly daunting task—there’s a lot that goes into getting it just right. Once you’ve got the idea and the business plan, it’s time to figure out where the money you’re going to need to get started will come from. The process of finding funding can be…
BDC’s Small Business Loan: Easy as Asking for a Credit Card
The Business Development Bank of Canada’s online small business loan program is simple, easy, flexible and quick. Edmonton-based online apparel retailer Gord Gable recently used it to upgrade his company’s website and called the experience ¨fanstastic¨.
Catching up with Canada’s oldest alternative lender
The recently published “Breaking New Ground: The Americas Alternative Finance Benchmarking Report” – spearheaded by the Cambridge Centre for Alternative Finance – explores a market which produced $36.49 billion in funding volume in 2015. Of that total, Canada generated $206.96 million, up 240% from the $60.81 million that was recorded in 2014. The Cambridge report focused solely on the exchange-based platforms, i.e. marketplace lenders and a range of crowdfunders. Despite the somewhat limited scope of this report, it’s clear that Canada’s alternative finance space – while growing – is at an earlier stage in its growth trajectory than its neighbour the US (which has produced c. 99% of the funding that has to date been delivered by alternative financiers in the Americas).