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Payday loans in Ontario are common; to serve Canada’s most populous province, there are a multitude of lenders, both online and offline, that offer these loans. However, before you consider getting an instant payday loan, take time to consider exactly how they work, and the other personal loans available to you. Payday loans in Ontario are usually not the cheapest option, and may not be the best way for you to access financial assistance.
To help you understand the different forms of short term financial assistance available in Ontario, here we’re going to take an in-depth look at payday loans, including online payday loans, as well as some alternatives that can provide emergency funds in just a few minutes.
To get you started, we have curated a list of reputable lenders that provide various types of fast funding. Take a look at the table below to find both online services and details of companies that have offices in Ontario.
Click on a lender to see their full profile, loan details and to find their online application. You can also apply right here with Smarter Loans, and we will connect you to the lender that best suits your needs.
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.
