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Cash Advances in Ontario

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  • chTransparency in rates & terms
up Last updated

June 09, 2025

Ontario is one of the 13 provinces in Canada and has tons going on in the city, with all sorts of jobs and lifestyles. There are many scenarios where an individual requires cash before their next paycheque, which is often the case when they are in the midst of affording a new house, pursuing a business idea, or simply meeting the financial demands of a lifestyle. Fortunately, it’s easier than ever to secure a cash advance in Ontario, especially with the help of Smarter Loans. If you are interested in reliable cash advance providers in Ontario, you’ll be able to obtain a loan with some of the best rates in the province alongside with phenomenal customer service.

Smarter Loans is a loan directory that makes it easier for you to find the best cash advance companies in Ontario. The idea is that if you were to do so on your own,

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AMOUNT
Up to $20,000
INTEREST RATE
19.8% - 34.99%
TERMS
36 months
AMOUNT
$1,000 - $5,000
INTEREST RATE
19.9% - 34.5%
TERMS
12 - 36 months
AMOUNT
$300 - $35,000
INTEREST RATE
9.99% - 34.95%
TERMS
9 - 84 Months
AMOUNT
$500 - $150,000
INTEREST RATE
9.99% - 34.99%
TERMS
9 - 240 months
AMOUNT
$500 - $25,000
INTEREST RATE
34.56% - 34.95%
TERMS
6 - 84 Months
AMOUNT
$500 - $1,000
INTEREST RATE
Varies
TERMS
3 - 6 months
AMOUNT
$30 - $250
INTEREST RATE
0%
TERMS
N/A
AMOUNT
$20-$350
INTEREST RATE
0%
TERMS
N/A
AMOUNT
$150-$1000
INTEREST RATE
30.4% APR
TERMS
30 Days
AMOUNT
$300 – $1,500
INTEREST RATE
$14 per every $100 lent
TERMS
Up to 2 Months
AMOUNT
$500 - $15,000
INTEREST RATE
34.37%
TERMS
12 - 60 Months
AMOUNT
$500 - $2,500
INTEREST RATE
18.99%
TERMS
Variable
AMOUNT
$1,500 to $10,000
INTEREST RATE
Varies
TERMS
12 - 60 months
AMOUNT
$100 - $20,000
INTEREST RATE
34.37%
TERMS
6 - 84 Months
AMOUNT
$1,000 – $15,000
INTEREST RATE
19.9% - 34.9%
TERMS
Line of Credit
AMOUNT
$100 - $1,500
INTEREST RATE
Varies
TERMS
2 months

Ontario Facts

  • Based on the most up-to-date stats, on the average each Ontario inhabitant makes $30 per hour.
  • The latest estimates put Ontario’s population at 13,448,000.
  • As per the latest stats, on the average, a salary in Ontario is estimated at $47,400 per month.
  • The areas of study interests of Ontario population lie mainly in architecture, engineering, and related technologies, agriculture, natural resources and conservation, business, management and public administration.
  • Average household income in Ontario is registered at $74,300.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Smarter.Loans provides you with access to qualified Cash Advance Loan lenders in Ontario for all your financing needs.

Check our register of Cash Advance Loan companies to discover the best Cash Advance Loan rates in Ontario.

Cash Advance Loans are typically used for

  • obtaining a short-term loan when the borrower has visibility of repayment means
  • obtaining funds for emergency expenses
  • acquiring funds through a fully digital process
  • acquiring funds on an accelerated timeline
  • protecting credit scores as long as repayment is done on time

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Why Choose Smarter Loans?

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Access to Over 50 Lenders in One Place

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Transparency in Rates & Terms

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100% Free to Use

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Apply Once & Get Multiple Offers

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Save Time & Money

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