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Second Mortgages in Quebec

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up Last updated

June 09, 2025

Quebec has an expanding energy sector based on green energy. This has rejuvenated many in the province to focus their attention to green energy. From residents putting up solar panels to local governments looking at building dams for electricity, the province has taken initiative to improve green energy and make it a part of its economy. Some are looking at second mortgages in order to get into that space with personal and business ventures. Searching for a suitable mortgage provider who can assist you in a second mortgage can take up a lot of valuable time. A vast amount resources and time is required in order to find someone who is fitting.

A more efficient option would be to use the online directory created by Smarter Loans. Just by searching Quebec, you will be able to target mortgage providers offering second mortgages who are operating in the province.

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AMOUNT
$500 - $150,000
INTEREST RATE
9.99% - 34.99%
TERMS
9 - 240 months
AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months
AMOUNT
$10K - $10M
INTEREST RATE
Varies (Home Equity Loans)
TERMS
12 Months

Quebec Facts

  • On the average, an hourly rate in Quebec is estimated at $30.
  • Based on the most recent stats, an average consumer debt in Quebec amounted to $19,100.
  • Based on the latest data, there are 2,164,000 listed homeowners in Quebec.
  • The educational interests of Quebec residents lie primarily in mathematics, computer and information sciences, physical and life sciences and technologies, visual and performing arts, and communications technologies.
  • As per the latest stats, on the average, a salary in Quebec is at the level of $40,400 per month.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online financial platform is your one stop shop for finding credible Second Mortgage lenders in Quebec for all your financing needs.

See our register of Second Mortgage companies to discover the latest Second Mortgage rates in Quebec.

Second Mortgages are generally utilized for these purposes

  • borrow against your existing home's value
  • pay for home renovations
  • pay for emergency expenses
  • pay for unexpected expenses
  • cover bills and overdue payments
  • go on vacation or leisure expense

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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