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Home Equity Loans Quebec

Last Updated: November 05, 2024
Written by: Amy Orr
Reviewed by: Jenna West
Originally Published: July 10, 2017

Home equity loans in Quebec is a great way to get quick cash if you have upcoming expenses that you a have to pay off quickly. Other things that you may use the money towards include home renovations, consolidating your debts, or making a purchase you had planned for. A home equity loan means you are using the equity of your home to take out a home equity loan from a lending company. You must be a home owner to be considered eligible to take out a home equity loan in Quebec. In Quebec, there are several reputable companies that you can contact for a home equity loan. Their approval process is often quick and easy if you meet their qualification requirements. Another advantage to working with lenders in Quebec is that they are very flexible and will work around your schedule.

By working with Smarter Loans, you’ll find a list of reputable companies in Quebec that are more than qualified to provide you with the right home equity loan. Simply, explore all of your options in the table below and once you select a lender you’re happy with, click “Apply Now” next to their listing which then you’ll be taken directly to their website to complete an online application. Alternatively, you also have the option to pre-apply with Smarter Loans in which case we will contact you as soon as possible to provide you with more information on the lender that you’ll be working with to get you your home equity loan in Quebec.

Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$50,000 and up
Rates starting at 5.44%
5 years
Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$500 - $45,000
19.99% - 46.96%
9 - 120 Months
$20-$350
0%
N/A
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $500k
Varies
6 -12 months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$5,000 - $500,000
Starting at 9.99%
2 Months - 2 years
$500 to $300,000
Starting at 8.39%
2, 3, 4, 6, 9, 12, 18 or 24 month terms
$5,000 - $300,000
Starting at 7.99%
3 - 12 months
$5000 - $800,000
Starting at 7.99%
6 - 24 Months
$3,000 - $5,000,000
Starting at 13.99%
1 month to 60 months
$10,000 - $20M
Starting at 7.99%
3 to 120 Months
$250 - $1,000,000
Starting at 10%
3 months - 60 months
Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$20-$350
0%
N/A
$500 - $1,000
29.99% - 46.96%
84 - 120 days
Company
Amount
Interest Rate
Reviews
Terms
No Lender found for Auto
Company
Amount
Interest Rate
Reviews
Terms
$50,000 and Above
As low as 4.09%
6 - 60 Months
$10,000 and up
Varies (Home Equity Loans)
12 Months
$50,000 and up
Rates starting at 5.44%
5 years
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $50M
Starting at 7%
5 - 96 months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months
Company
Amount
Interest Rate
Reviews
Terms
Up to $1600
29.78% - 44.80%
36 months
$500 - $45,000
19.99% - 46.96%
9 - 120 Months
Company
Amount
Interest Rate
Reviews
Terms
$5,000+
Varies
12 - 120 Months
$2,500 - Unlimited
Starting at 3.9% - 34.9%
3 - 240 Months

Quebec at a Glance

  • Based on the most recent data, there are 2,164,000 registered homeowners in Quebec.
  • Quebec’s biggest hiring areas are wholesale trade, information and cultural industries, finance and insurance.
  • As per the latest available information, an average inhabitant of Quebec makes $40,400 per month.
  • As of latest Census the population of Quebec is 8,164,000.
  • Average HI is $59,800.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our platform helps you choose the best Home Equity Loan lenders in Quebec for all your financing needs.
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Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.


What our users think...

4.5
Based on 138 reviews
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Nate CampeauNate Campeau
2 months ago
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
2 months ago
Vincent JohnsonVincent Johnson
2 months ago
Good place for borrowing a bit of money 😁
Kels HillKels Hill
2 months ago
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
2 months ago
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
2 months ago
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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