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Working Capital Loans

Working Capital Loans in Canada.

A working capital loan is a great option to consider in Canada. If you are looking to purchase new equipment, stock up on inventory, hire additional staff, or simply, looking to expand your business, a working capital loan is becoming a common financing solution for many people in Canada. Your request for a working capital loan can easily be approved once you complete the online application. There are many benefits of applying for a working capital loan in Canada. You save time by skipping long line ups and filling out tons of paperwork. At Smarter Loans, we’ve spent the time doing the research for you on lenders that offer working capital loans in Canada. All you have to do is select a lender that fits well with your business needs. Be sure to keep an eye out for things like interest rates, repayment terms, customer reviews, and product offerings. When you’ve picked a lender, scroll to the “Apply Now” link and you’ll be directed to their online application to complete the remaining steps of your working capital loan request. We are also very flexible, so if you prefer to stay on the Smarter Loans website and pre-apply for a working capital loan with us, you also have the option to do so. We will work around your schedule and connect you with a reputable lender in Canada that will get back to you within 24-48 hours. Another possible solution could be a business credit line.

We can help connect you with the top business working capital loan providers in Canada.

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Top Working Capital Loans Providers in Canada

Company
Amount
Interest Rate
Reviews
Terms
$5,000 - $500k
Varies
6 -12 months
$15,000 - $1 Million
Starting at 8%
3 - 24 Months
$10,000-$1.5M
Starting at 7.99%
3-24 months
$5,000 - $500,000
Varies
4 - 12 months
$5,000-$300,000
Starting at 7.99%
Fixed, 4-18 months
$5,000 - $500,000
Starting at 7.99%
6 - 24 Months
$500 to $300,000
Starting at 8.39%
2, 3, 4, 6, 9, 12, 18 or 24 month terms
$5,000 - $50M
Starting at 7%
5 - 96 months
$5,000 - $300,000
Starting at 7.99%
3 - 12 months
$5000 - $800,000
Starting at 7.99%
6 - 24 Months
$10,000 - $250,000
Varies
3 - 12 months
$250 - $1,000,000
Starting at 10%
3 months - 60 months
$5,000 - $250,000
Varies
N/A

What our users think...

4.5
Based on 138 reviews
powered by Google
Nate CampeauNate Campeau
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Bles4lif Pro-DreBles4lif Pro-Dre
19:29 23 Oct 24
Vincent JohnsonVincent Johnson
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels HillKels Hill
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara HartTara Hart
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A ScottA Scott
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”
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