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Truck Loans & Financing Quebec

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up Last updated

June 12, 2025

Thousands of people look to acquire trucks and trailers in Quebec. If they don’t have the finances to purchase the trucks and trailers, they choose to take them on lease. Your credit score is often tied to your ability to get financing. With a good credit score, you will be eligible to apply for heavy truck loans at all financial institutions. However, a poor credit score can make it challenging for you to secure the funds you need. Truck and trailer financing and leasing is extremely popular in Quebec; and if you’re unsure how to get the process started, don’t be worried. At Smarter Loans, our priority is to get you in touch with truck and trailer financing institutions. Below is a comprehensive list of finance providers who offer truck loans and trailer finance in Quebec.

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AMOUNT
$5,000+
INTEREST RATE
Varies
TERMS
12 - 120 Months
AMOUNT
$15,000 and up
INTEREST RATE
5.5% - 14%
TERMS
12-84 months
AMOUNT
$10K - $1.5M
INTEREST RATE
From 7.99%
TERMS
3 - 24 Months
AMOUNT
$15K - $1M
INTEREST RATE
From 8%
TERMS
3 - 24 Months
AMOUNT
$5K - $50M
INTEREST RATE
From 7%
TERMS
5 - 96 Months
AMOUNT
$2,500 - Unlimited
INTEREST RATE
Starting at 3.9% - 34.9%
TERMS
3 - 240 Months

Quebec Statistics Bulletin

  • Quebec’s major hiring industries are wholesale trade, information and cultural industries, finance and insurance.
  • Based on the most up-to-date available information, there are 2,164,000 registered homeowners in Quebec.
  • As of latest Census the population of Quebec amounts to 8,164,000.
  • Average Household Income is $59,800.
  • Based on the most recent available information, on the average each Quebec resident earns $30 per hour.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online portal helps you get in touch with the best Truck Loan providers in Quebec for your borrowing needs.

Explore our catalogue of Truck Loan lenders to discover the best Truck Loan rates in Quebec.

Truck Loans are typically utilized for the following goals (including but not limited to)

  • get small and large highway trucks
  • get any type of truck and trailer with quick and easy approval
  • obtain any kind of truck including semi, box, haul. highway, dump, platform and many more
  • purchase top brands of trucks and trailers in Canada
  • obtain quality trucks and trailers at good interest rates
  • purchase light, medium and heavy duty trucks anywhere in Canada

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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