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Payday loans in Toronto are common, and there are many lenders both online and offline that offer instant payday loans. However, you should be cautious with Toronto payday loans – they can come with high rates, and for this reason may not be as cost-effective as some other short term cash options, such as a cash advance, installment loan, or an emergency loan.
If you are looking for payday loans in Toronto though, it’s important you get one from a reputable lender on Smarter Loans. You can find one in the table below; this list shows both online lenders and lenders with physical locations. This list also shows lenders who can provide fast, short term loans to people who might not pass a credit check – thereby offering a great alternative to a payday loan.
Click on a lender to see their full profile, loan details and to find their online application. You can also apply right here with Smarter Loans, and we will connect you to the lender that best suits your needs.
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.
