Smarter Loans Inc. is not a lender. Smarter.loans is an independent comparison website that provides information on lending and financial companies in Canada. We work hard to give you the information you need to make smarter decisions about a financial company or product that you might be considering. We may receive compensation from companies that we work with for placement of their products or services on our site. While compensation arrangements may affect the order, position or placement of products & companies listed on our website, it does not influence our evaluation of those products. Please do not interpret the order in which products appear on Smarter Loans as an endorsement or recommendation from us. Our website does not feature every loan provider or financial product available in Canada. We try our best to bring you up-to-date, educational information to help you decide the best solution for your individual situation. The information and tools that we provide are free to you and should merely be used as guidance. You should always review the terms, fees, and conditions for any loan or financial product that you are considering.
Payday loans in Toronto are common, and there are many lenders both online and offline that offer instant payday loans. However, you should be cautious with Toronto payday loans – they can come with high rates, and for this reason may not be as cost-effective as some other short term cash options, such as a cash advance, installment loan, or an emergency loan.
If you are looking for payday loans in Toronto though, it’s important you get one from a reputable lender. You can find one in the table below; this list shows both online lenders and lenders with physical locations. This list also shows lenders who can provide fast, short term loans to people who might not pass a credit check – thereby offering a great alternative to a payday loan.
Click on a lender to see their full profile, loan details and to find their online application. You can also apply right here with Smarter Loans, and we will connect you to the lender that best suits your needs.
Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.
Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.
