Payday Loans in Oshawa, Ontario

Last Updated: February 25, 2025

Written by: Amy Orr

Reviewed by: Jenna West

In Oshawa, Smarter Loans doesn’t just help people get money; we help people solve their problems. From issues like paying your bills to budgeting for an upcoming vacation getting a financial boost can make a big difference. If you need cash immediately turning to a payday loan might be an option. Why wait in line for your payday loan when you can add to your budget from the comfort of your own home.

Smarter Loans allows you to rifle through a number of loan providers who can help solve your financial problems.

Our online loan providers can work with all applicants including the ones with bad or poor credit. Just wait 1 to 2 business days and one of our excellent loan providers can get your cash advance fast.

Scroll through the loan providers below and click on “Apply Now” next to the provider of your choice. Complete the application online and a representative from the loan provider will be in touch with you momentarily. You always have the option to pre-apply here at Smarter Loans, and let us find you a suitable loan provider to assist with your application.

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Oshawa By the Numbers

As per the most recent independent research, an average inhabitant of Oshawa earns $41,000 per month.
Oshawa inc. in: 1850 is a municipality in Southern Ontario. According to the latest Census figures the population of Oshawa amounts to 159,000.
Average HI is $85,200.
Employment rate: 60%.
Oshawa’s biggest hiring areas are management of companies and enterprises, retail trade, mining, quarrying, and oil and gas extraction.

This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our platform is your one-stop source for locating recognized Payday Loan providers in Oshawa for your financing needs.

Explore our directory of Payday Loan lenders to discover the most current Payday Loan rates in Oshawa

Payday Loans are typically utilized for these purposes

get approved right away, even with bad credit
get cash the same day with no credit check
pay for an emergency medical or auto expense
pay for an unexpected emergency expense
pay for an urgent, overdue bill

etc.

Written By:

Amy Orr

Amy Orr is a professional writer and editor with over 10 years of experience in the Canadian, U.S. and U.K. financial markets. She has written for numerous publications on topics as diverse as economic literacy, corporate finance, and technical analysis of numerical data. Prior to transitioning to full-time writing, she worked in the hedge fund sector. Her academic background is astrophysics, and she has a Masters in Finance from the University of Edinburgh Business School.

Reviewed By:

Jenna West

Jenna West is Smarter Loans' in-house financial writer and content director. She has been covering the Canadian FinTech and finance industry since 2017, including financial trends analysis, industry surveys, regulatory updates and changes in Canadian consumer behaviour when it comes to finance.

What our users think...

Smarter Loans

4.5

Based on 138 reviews

Nate Campeau

13:22 27 Oct 24

This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.

Bles4lif Pro-Dre

19:29 23 Oct 24

Vincent Johnson

07:08 23 Oct 24

Good place for borrowing a bit of money 😁

Kels Hill

06:41 23 Oct 24

Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)

Tara Hart

16:23 16 Oct 24

From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.

A Scott

19:43 11 Oct 24

“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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