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Second Mortgages in Alberta

  • chUse your home to access more funds
  • chTransparency in rates & terms
  • chCompare offers from Canada's top lenders
up Last updated

June 09, 2025

The economy in Alberta has been growing rapidly due to the gas and oil industry. Many residents in the province have had the freedom to invest and grow their ventures. A second mortgage can be an option for some who are looking to invest more into their personal and business ventures. Securing a fitting second mortgage can be a great benefit for those ventures. Though searching for a mortgage provider who with the favorable second mortgage can be taxing and strenuous. The resources needed in order to screen each provider can take lots of time and effort.

Smarter Loans can make selecting a provider for a second mortgage less stressful. With the online directory created by Smarter Loans, you can search and filter out mortgage providers to those operating in the province of Alberta.

Then compare and screen each provider with ease as Smarter Loans can provide an overview of each provider and their second mortgage rates.

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AMOUNT
$500 - $150,000
INTEREST RATE
9.99% - 34.99%
TERMS
9 - 240 months
AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months
AMOUNT
$10K - $10M
INTEREST RATE
Varies (Home Equity Loans)
TERMS
12 Months
AMOUNT
$50K - $10M
INTEREST RATE
Varies
TERMS
1 - 10 Years

Alberta Data

  • Based on the most up-to-date available information, an average consumer debt in Alberta is at $28,300.
  • The areas of education interests of Alberta residents lie mostly in social and behavioural sciences and law, health and related fields, business, management and public administration.
  • As of latest Census the population of Alberta amounts to 4,067,000.
  • Alberta’s employment rate: 70%.
  • Based on the most up-to-date stats, an average rate per hour in Alberta is at $30.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our website gives you access to leading Second Mortgage providers in Alberta for all your financing needs.

Browse through our directory of Second Mortgage lenders to compare the most current Second Mortgage rates in Alberta.

Among Second Mortgages most frequent uses are:

  • borrow against your existing home’s value
  • pay for home renovations
  • pay for a wedding or big event
  • make a purchase for personal or business use
  • consolidate high-interest debt
  • cover bills and overdue payments

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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