Trusted by More than 2,000,000 Canadians since 2016

Commercial Mortgages in Nova Scotia

  • chAccess up to $10M in commercial property financing
  • chInterest rates start at 4.09% APR
  • chCompare offers from Canada's top lenders
up Last updated

June 09, 2025

Home to the second smallest province and the second highest densely populated region in Canada in Nova Scotia. Though the economy in Nova Scotia is healthy, it is not out of the ordinary for businesses to need new properties or renovate an old one for a variety of reasons. This is where commercial mortgages can help because the money can be used to develop the existing or new property, not to mention buy land. However, the catch is that you do have to be approved first for a commercial mortgage in Nova Scotia. A process which evaluates your debt service coverage ratio, credit history, and your type of business including the current situation.

At Smarter Loans, our goal is to make it easy as possible for you to get approved and get the loan you are looking for.

searchicon Search page

arrdown
Apply Now

Compare Lenders

AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months

Nova Scotia By the Numbers

  • Employment rate is 60%.
  • Nova Scotia’s key hiring industries are agriculture, forestry, fishing and hunting, finance and insurance, wholesale trade.
  • Based on the most recent independent research, an average Nova Scotia inhabitant makes $39,500 per month.
  • As per the most recent available information, an average inhabitant of Nova Scotia makes $30 per hour.
  • The most recent estimates put Nova Scotia’s population at 924,000.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our directory gives you access to the best Commercial Mortgage lenders in Nova Scotia for all your borrowing needs.

Check our register of Commercial Mortgage companies to compare current Commercial Mortgage rates in Nova Scotia.

Commercial Mortgages are generally used for these reasons

  • buying an office building
  • building a shopping center
  • acquiring land
  • gaining tax benefits on interest amounts
  • setting up an industrial warehouse
  • gaining a lower interest rate due to the secured nature of commercial mortgages

to name but a few.

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

Why Choose Smarter Loans?

smart

Access to Over 50 Lenders in One Place

smart

Transparency in Rates & Terms

smart

100% Free to Use

smart

Apply Once & Get Multiple Offers

smart

Save Time & Money

smart

Expert Tips and Advice

As seen on
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo