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Commercial Mortgages in Alberta

  • chAccess up to $10M in commercial property financing
  • chInterest rates start at 4.09% APR
  • chCompare offers from Canada's top lenders
up Last updated

June 09, 2025

Alberta is a western province of Canada, established as a province in 1905 and has the fourth largest population in Canada with residents of all backgrounds. For most businesses in a densely populated area, it’s not unusual to need a commercial loan to acquire, refinance or redevelop the commercial property. Mortgage loans secured by commercial properties are perfect for this situation because its structured to accommodate the borrower. Negotiating on crucial factors including loan amount, interest rate, and prepayment flexibility. The only catch is that for a commercial mortgage in Alberta you do have to be approved first. The factors determining eligibility are your debt service coverage ratio, credit history, and the current business situation of your company.

Smarter Loans is a loan directory, and our mission is to help you find the most suitable commercial mortgage vender in Alberta.

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AMOUNT
$50K - $10M
INTEREST RATE
From 4.09%
TERMS
6 - 60 Months

Alberta Actualities

  • According to the most recent stats, there are 1,106,000 listed home owners in Alberta.
  • Average Household Income is $93,800.
  • An average inhabitant of Alberta owes $28,300 in consumer debt.
  • Alberta’s high employment industries are other services (except public administration), transportation and warehousing, public administration.
  • As per the latest stats, on the average each resident of Alberta earns $30 per hour.
This data was researched in 2019 and uses various information resources, including Canada’s National Statistics Agency, etc., where the information can be as of an older date. The facts above may change as new information becomes available. We do our best to keep the information up to date.

Our online portal provides you with access to reputable Commercial Mortgage lenders in Alberta for your specific financial requirements.

Check our catalogue of Commercial Mortgage lenders to compare the best Commercial Mortgage rates in Alberta.

Commercial Mortgages are mostly used for these reasons

  • buying an office building
  • building a shopping center
  • acquiring land
  • gaining a lower interest rate due to the secured nature of commercial mortgages
  • gaining tax benefits on interest amounts
  • setting up an industrial warehouse

to mention but a few.

Awesome G.
04:46 26 Feb 25
I’m very honoured to shear my experience with this illustrious platform. To be able to systematically choose from a list optional to one’s profile without doing much leg work is truly rewarding. This platform allowed to expand my options and chose which lenders fit my profile, thank you and continue doing what you do best,, connecting people to available wealth opportunities.
Pat M.
03:10 26 Feb 25
Good place to get a loan
Chris “Stufphr” H.
02:07 26 Feb 25
When you feel in need of a loan do it smart and make it a Smarter Loans.
Dan Bott (.
01:41 26 Feb 25
Very Helpful, was assisted in a timely fashion and was ultimately able to receive assistance; I highly recommend!!!
joel K.
22:59 25 Feb 25
I have recommended this place to many friends I feel that this company goes out of their way to help people that they can and they are very easy to work with
Nate C.
13:22 27 Oct 24
This company is reliable, quick, and just has the best customer service and rates it is a easy process with quick results. Would definitely recommend to anyone that needs the help.
Vincent J.
07:08 23 Oct 24
Good place for borrowing a bit of money 😁
Kels H.
06:41 23 Oct 24
Personally love this opportunity and app. Super convenient and easy to use and super awesome variety of great loans. Thanks so much guys for making such an awesome site and app and being there for me over the years. :)
Tara H.
16:23 16 Oct 24
From beginning to end, my experience was great! Very professional and personable agents. They only asked questions that were needed for the loan and payments were extremely reasonable. Would recommend to anyone who needs emergency funds.
A S.
19:43 11 Oct 24
“ Thank you SO very much! My situation was tricky and you guys made the whole process so effortless. The way you guys handle the whole process so discreetly. That truly speaks to how well your office is run and the caliber of specialists who handled the processing of my entire loan!”

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